The Potnas welcome back Courtney and introduced Isaiah Flanagan to get into the second edition of the “In My Bag” series (1:56). First, the boys break down costs and actions needed to start in the realtor and commercial investing arenas (12:56). Courtney and Isaiah then reveal their tactics and how they leverage each other’s expertise to thrive in both ventures, sharing hypotheticals and their real-life experiences (31:13). Later, the fellas transition into personal challenges they’ve faced (50:57), followed by the funniest events Isaiah and Courtney witnessed on the job (1:08:45). In his scenario segment “Red Pill Blue Pill”, D-No asks the panel if they would rather live a rich, lonely life or a pauper life with their loved ones, which leads to a discussion of achieving their goals of joy and happiness (1:30:31). Don’t miss a second of the thought-provoking conversation, enriched with laughs and takeaways from your favorite Potnas!
The Potnas welcome back Courtney and introduced Isaiah Flanagan to get into the second edition of the “In My Bag” series (1:56). First, the boys break down costs and actions needed to start in the realtor and commercial investing arenas (12:56). Courtney and Isaiah then reveal their tactics and how they leverage each other’s expertise to thrive in both ventures, sharing hypotheticals and their real-life experiences (31:13). Later, the fellas transition into personal challenges they’ve faced (50:57), followed by the funniest events Isaiah and Courtney witnessed on the job (1:08:45). In his scenario segment “Red Pill Blue Pill”, D-No asks the panel if they would rather live a rich, lonely life or a pauper life with their loved ones, which leads to a discussion of achieving their goals of joy and happiness (1:30:31). Don’t miss a second of the thought-provoking conversation, enriched with laughs and takeaways from your favorite Potnas!
You're now tuning into the sounds of the Partners podcast.
Speaker 3:Hey, good morning, good evening, good afternoon, deep in the nowhere you're at on the globe, ladies and gentlemen, the season eight of the Partners podcast, y'all hey, and we back, second episode, freestyle. Let's go as the Partners podcast. Yeah, we the best ever. Check my wingspan. You can't see my feathers. Man hold on Pasadipida Can't see his feathers.
Speaker 4:We coated any weather. I didn't came down. I slug like Mayweather Damn. I'm gonna keep it rocking all day and night. I'm doing hip-hopping. 50 anniversary. You can pass it off. It's that boy D and I'm sick coughing. I don't give a damn Green eggs and ham. I'm about to stop, man, go eat some lamb.
Speaker 3:Isaiah, are you gonna pick up the flow? Come on, freestyle for your boy.
Speaker 5:Come on, Ladies and gentlemen.
Speaker 4:I had the bars.
Speaker 3:Hey bro, I had a lot more in the tank man, I'm ready to go, you only have to go.
Speaker 6:Absolutely not.
Speaker 3:Come on, you want to rewind, let's do that.
Speaker 1:All right. Ladies and gentlemen, welcome to another episode of the Partners podcast, the world's greatest podcast. Ladies and gentlemen, we are your host, the Partners, starting with the right side of the panel, first up, one of my best friends, give it up for Dino, aka the dictionary. Ladies and gentlemen, what's going?
Speaker 6:on Pretty good, man Pretty good, and that's like skimping on the intros.
Speaker 3:No, no, no, no. You next up. Next to him is a returning partner. Ladies and gentlemen, Give it up for none other than Courtney Coleman. Well, got my name.
Speaker 1:All right, and last but not least, before we get to our special guest, the sensational, the phenomenal, the most magical, you can left that in there.
Speaker 3:I thought you were going to. You ain't never had a friend like me. Motherfuckers, bam, shoot him up. It's pop, it's pop, it's young Tizzle, the Lock Thistle baby. Y'all always throw me on. It's pop, it's pop, it's pop of Tizzle, baby, pop of Tizzle. You're on the hoes man. Hey, hey, shut up to the kids. All the kids love it All right, all right, all right.
Speaker 1:And then, ladies and gentlemen, we have a very special guest in the building. Oh man, this guy is a rapper turn realtor. This guy, he's a new.
Speaker 3:Helen from the illustrious prayer view A&M University. Helen from the Northside Houston, texas, baby. Ladies and gentlemen, give it up for the one, the only Isaiah Flanagan.
Speaker 4:That's the best intro he's ever given anyone.
Speaker 5:That's the best intro I've ever had in my life. You don't need to introduce me when I come back.
Speaker 3:I'm like another version of you, bro. That's what I've been told and heard like for people that know us.
Speaker 4:All to the top.
Speaker 3:They're like yo, you remind me of somebody. He wears glasses, he used to rap and what I'm like.
Speaker 1:I'm like what you know, you too.
Speaker 3:I'm like yeah, yeah, yeah, but yeah man.
Speaker 1:Ladies and gentlemen, let's give it up again for Isaiah Flanagan. Oh yeah, Renaissance man, to my right and to y'all's left, and y'all are in for a very special treat. We have a lot in store. I've been looking forward to this episode. It's been like over a year in the making. I'm really excited for it. That's how much of a big deal this individual is, and he was so good that he brought Courtney back out from the trenches.
Speaker 2:Ladies and gentlemen, so yeah, yeah, yeah yeah.
Speaker 5:Uh-huh, my guy.
Speaker 3:All right, welcome back, courtney. How you doing.
Speaker 1:I'm good.
Speaker 6:Oh yeah, it's good to be back.
Speaker 1:Before we get more into you and do a deep dive, I want to give and afford Isaiah the opportunity to introduce himself. We know him as Rubber Band or y'all know him Probably know him as Rubber Band Stunner. We know him as Ike. Not letting it go, bro, Isaiah Flanagan tell us where you're from, where your occupation is, or occupations, and then how you're connected to the partners, all three of us.
Speaker 5:Isaiah Flanagan from the north side of Houston. I'm a realtor. I have no idea what he's talking about Before that. That's all I know.
Speaker 1:You don't get any pay gigs on the side or anything you don't host events.
Speaker 5:Nah, nah. If it's not real estate, I ain't getting out of my bed. But I'm connected to the partners because we all went to school together. Nimitz alumni, right here, that's dope. And we all graduated 2010,. Right, let's do.
Speaker 1:Well, let's do it and Dino Dinosaur over there. He graduated four years before us.
Speaker 6:Oh one Are we all new.
Speaker 5:Well 99. 99?.
Speaker 6:No, I was like man.
Speaker 2:Oh God Black don't break you, look good. 99, boy OSM, osm, osm, osm.
Speaker 3:OSM, osm, osm, osm, osm.
Speaker 5:OSM, osm, osm, osm, osm, osm, osm, osm, osm, osm, osm, osm.
Speaker 1:Like, like. They also created the questions about ourselves. I see you were right.
Speaker 5:Yeah. I went to UT for the, the Texas Relay, do you remember?
Speaker 6:Yeah, yeah, yeah.
Speaker 2:So, if I like, two years and then.
Speaker 5:I hit the corner and Quentin's like I got like.
Speaker 1:Oh yeah, shout out to the ladies that are in the house, shout out to Kendra, and she is Sam.
Speaker 3:Bam. Where is the butt Kakao? What about Kakao?
Speaker 1:And Kakao. Yeah, the ladies are in the house.
Speaker 4:And Ren, ren, ren, yeah, the Beazy Lunchbox we love y'all.
Speaker 1:They on the cutting paper and doing dishes and shit, all right.
Speaker 4:That sounded super good. Yeah, he could have left that part out. Sgt Damn.
Speaker 1:Sgt.
Speaker 3:Give him the kitchen woman and do your job. All right, Quentin. What's new?
Speaker 4:You like, you like, beat up, we're just kidding.
Speaker 3:Oh it's crazy, it's what listeners gosh God, what do we left?
Speaker 6:I don't know where we left off at you left.
Speaker 1:We last saw you, I think, season five. No, that was yeah, season five. Because six? What are we in now? Six was Bradley's first full season Episode 53. And then we did season seven, and then Bradley's departure, and then yeah, and now. Courtney's back. So, gotta give it up for that. Welcome back Now. What have you?
Speaker 6:been up to.
Speaker 1:We can hear them in the kitchen, but I don't think they can hear on these new illustrious mics that we have.
Speaker 6:What is different? So let's see go to our start.
Speaker 1:So obviously I'm still doing real estate but you're deeper into it, Deeper into real estate heavily focused into real estate.
Speaker 6:Let's see, I'm getting married, yeah.
Speaker 1:Cheers Sounds good. You want to tell folks when it is.
Speaker 4:You got to tell them, okay, team team and where it's at and where it's at, what the fuck.
Speaker 5:Registration.
Speaker 4:Right.
Speaker 2:Let's see.
Speaker 6:Remember when I met them? You still employed. I am still employed. Yeah, I think the same. Yeah, I'm working at commercial real estate.
Speaker 2:Yeah.
Speaker 6:So that's been going extremely well. Taking any trips? I'm sure I have, yeah.
Speaker 1:You getting back in the gym.
Speaker 3:Yeah, need to Need to get in there. You still balling on these hoes. Yeah, I'm still hoop, I mean you had a couple of leagues that you were a particular player.
Speaker 2:You hoop like that, what was?
Speaker 6:y'all's record I was in the same team On one league.
Speaker 1:we were talking about the record.
Speaker 3:Yeah, ha, ha, ha Ha ha, ha, ha, ha, ha, ha, ha, ha, ha, ha, ha hey.
Speaker 2:Why yeah?
Speaker 6:It was the cardio, so that was good.
Speaker 1:That's what it was. It was good cardio. That was a whole bunch of old men in the gym.
Speaker 6:Not surprising. We were all like 30-ish.
Speaker 3:Yeah, some of my line brothers got hurt though. No, yeah, I was just about to ask.
Speaker 4:Who got injured? My nephew crossed up one of my problems, bro. That's crazy, like he fell on the ground.
Speaker 6:Oh, yeah, damn. You had to go home after that. I broke my hand, though I broke my own, you broke my own.
Speaker 2:I broke my foot playing my spot with my nephew Bro stop.
Speaker 4:That's why, that's why.
Speaker 6:That's why, hey, hey you know, how you do it Something I'm supposed to do what?
Speaker 3:Yeah, I did.
Speaker 4:Y'all funny, bro, y'all funny, y'all funny, y'all good bro.
Speaker 3:Let y'all have that, bro no no, no, chalice, done niggas to a basketball game. You challenged me to a race, so I want to see this little he hoping to leave me.
Speaker 4:I'm listening to him. I would love to see that. Yeah and lost.
Speaker 3:I don't know when, that was the biggest thing Hooping Wait, you never seen me ball, he never seen me ball.
Speaker 2:I got no money on you. I got no money on you, thank you, thank you.
Speaker 3:All right, come on, nigga.
Speaker 6:I'll be right back. I'm mad at Gresson Now. Dino still got to redeem himself, though you sure do.
Speaker 3:Not very racing. What can you win at, besides drawing and?
Speaker 6:they raised one on one.
Speaker 4:Everything.
Speaker 6:And Dino talked so much shit before. That's how I do that Did you win.
Speaker 3:No.
Speaker 6:He wanted to run it back. Run it back, run it back.
Speaker 3:And you lost again right.
Speaker 4:Yes, yeah, yeah, bro, almost failed bro. Nah, bro, it was bad, it's all good.
Speaker 6:Push these nicks off me, like Gresson was a gravel.
Speaker 4:It was terrible. I realized in that moment like damn I really needed. Like you know, people say when you know how to do something, you can just do it right. That shit is not like riding a bike, bro, like my shit wasn't when kicking like it used to. Y'all ain't strict, y'all just.
Speaker 1:No, bro, just when I signed, I was actually injured and I told him I was like nah, he tried coming with us early in the day because he's thinking damn this is bad.
Speaker 6:He was nervous, so he's like well, I am hurt, but I still do it. Yeah, you're like homes. Go smoke me, Because I was talking about shit, bro. Just in case my hamstring.
Speaker 4:Ouch ouch.
Speaker 6:So it's a win-win, because if he wins, he's like, yeah, I beat you and I was hurt, yeah, and if you lose, he's like well, I remember my hamstring Right right, right, right right.
Speaker 5:That's a chess move, y'all done yeah that's a little.
Speaker 6:That was smart. Yeah, I like it.
Speaker 4:You thought of that you had that thought of that. He was sitting there. I was saying why, would I lie about it? What?
Speaker 6:am I going to do Because it came out of nowhere? You've never been hurt Ever, bro. I've never been hurt, no.
Speaker 4:Yes, I have. No, you have A hamstring. Yes, win, that's not easy to pull.
Speaker 6:Doing what? Knife it. You had no reason. A hamstring.
Speaker 5:Where is that.
Speaker 4:Show me the hamstring.
Speaker 3:He already said we get out of the way. You asked me where is the hamstring located? What were you doing? Like how?
Speaker 4:do you pull a hamstring?
Speaker 3:I'm just fine under the light.
Speaker 4:Anyways.
Speaker 3:I still beat you at 85%. I did it twice in a row and I also told you, nigga, that I'd been running.
Speaker 4:I was like I'm already like a month in consistently I hadn't run in probably like a year at that moment in time, right, so you were, there Was that your excuse, I had kids. No, that's the reality. They got up. No, no, what got me, bro? I was so winded I was trying to play it off, if you want to take back. I was like turning the hand.
Speaker 3:Oh yeah, we got it on tape too I was winded bro, like I was like damn. Yeah, it's on the partner's page and everything.
Speaker 4:I have been like smoking in there.
Speaker 1:It was absolutely.
Speaker 5:I'm just glad you ain't fired. You know people are you going full speed? But that's not. That's true.
Speaker 4:It was a couple of times it was a couple of times where I felt like I would. That's why I like I feel bad, I felt running against Kendra, but we were also in Puerto. Rico and running in the stands and she's a professional athlete, so I felt honored to lose next to her. I bet you challenged her. That's the only way I see that happen.
Speaker 1:Hey, hey, hey, watch how you speak to me, he challenged her.
Speaker 2:Oh yeah, that's the only way.
Speaker 3:That's not.
Speaker 2:No no, that's not how it went.
Speaker 4:Why else she going to do it?
Speaker 3:I was talking shit, and she was like within race right now and I was like you hold on.
Speaker 4:I'm listening. Listen, sweetheart. I don't want to.
Speaker 3:You, I was talking shit.
Speaker 1:OK, so I didn't, I didn't, I didn't challenge her to a race, but you, you were talking shit.
Speaker 3:That was the job, goodness All right, that's crazy yeah.
Speaker 1:But now I'm down to who that's getting to know.
Speaker 4:So soon.
Speaker 3:Oh, no, no, no, wait, we got to even this out a little bit.
Speaker 4:According to you and me and me, and I I'm going to get my phone for me on TV.
Speaker 1:Go, get more All right, so I only have one piece of news material for us this this week, and it deals with alcohol deaths among women are sorry, oh my.
Speaker 4:God.
Speaker 1:That's what.
Speaker 4:Hold on, hold on.
Speaker 5:I will repeat Alcohol deaths among women.
Speaker 1:Talk about earlier.
Speaker 4:That's the way you say I got some feel Right.
Speaker 5:All right, this was the one.
Speaker 1:All right, so listen, the gender gap between men and women dying from alcohol is getting smaller. Research published in the Journal of the American Medical Association last month found that the rate of alcohol related deaths among US women are growing faster than among men, a pronounced shift that is alarming public health experts. The analyst are the analysis which looked at 20 years of CDC data 20 years, y'all Found that from two, two thousand and 18. Why do I? Why do I always add the end between 2000?
Speaker 1:Because you can't All right 2018 to 2020, alcohol related mortality rates for women jumped nearly 15 percent, while men rose just under 13 percent. Men are still about three times more.
Speaker 4:This is not news, bro.
Speaker 3:To die from the story come from bro that's so insignificant.
Speaker 4:What's?
Speaker 1:making women drink more. You might ask Targeted marketing campaigns and all of those could be wine One o'clock white, white, white cloth could play a big role in pushing women who want to appear successful to top off their glasses in the same way, tobacco companies latch on to women's libation, liberation to advertise cigarettes in the 60s. Professor of epidemiology. I'm trying to basically say is that what do? You all think about that.
Speaker 4:I don't really have much.
Speaker 1:I think it's a progmagandist like that. They're just trying to.
Speaker 4:I haven't heard anything about that. I don't know how, I don't know how newsworthy that really is, bro, because the numbers are like mad close. Which tells me like, are you laughing? Like what?
Speaker 1:Doctors believe that women's high body fat.
Speaker 2:No, no, no, no. This is interesting.
Speaker 1:Doctors believe that women's higher body fat percentage, hormonal fluctuations and other traits make their organs more susceptible yeah, susceptible to alcohol's health risk. So it sounds like that you know, the body alterations built to drink and be built out, is it soaking up all the liquor? Maybe, maybe, but what?
Speaker 4:are your thoughts?
Speaker 1:Man, live your life and be safe, everybody's gonna. I like, are you sing? Huh, are you seeing this? Wow?
Speaker 2:What are?
Speaker 4:you talking about? So about that mortality rate? Yeah, how about these drugs? How about these drunk with ladies? Huh, these are your guys.
Speaker 5:Drink responsibly, that's that's how I feel about it.
Speaker 1:Let's get into the highlights.
Speaker 4:I think here we go. Hey, hey, hey, hey.
Speaker 1:Hey, hey, hey, hey, All right. So the reason why we have both Courtney and Ike on the episode is to do a deep dive and to get more knowledgeable of real estate and investments. We've done a real estate episode before, way back in season three of the podcast.
Speaker 4:You have a encyclopedic knowledge of this podcast the fact that you can pull back season three episode.
Speaker 1:Well, yeah, you know, because we started this motherfucker.
Speaker 4:So but do you remember, like the season, I may have no way.
Speaker 6:It's crazy. He may have lifted up before. Oh, ok, yeah, so I didn't.
Speaker 1:But yeah, I mean yes, so anyways, but we're we. The topic was we received a lot of positive reception for that particular episode and all the takeaways that came from that. A lot of people took notes, apparently, and were asking for a part two of real estate, but more so in a deeper, deeper dive into the investments because, at our guests at the time for that episode Krishna and Alexander.
Speaker 1:Awesome realtor Thomas, who, of course, is my brother, does doubles in both investments, and into and as realtor. And, ironically enough, we have Courtney, who's in commercial real estate and he's a part Well yeah, part time investor, and then I, who's a full time realtor. I feel like we get the great best of both worlds in terms of those two fields. So, without further ado, let's get straight into it. I'm going to pose a couple of different questions and we can go from there Right. So, first things first. How much is needed to get started in real estate and investing? And we can, you know, do real estate first and then get into investing.
Speaker 5:So I think that's a bright question. Yeah, I would agree.
Speaker 1:How much did it take you to get into your?
Speaker 5:field Becoming a realtor. I yeah, yeah, um, I think class was like I went to. I went to champions. I think that was like under a thousand you got like testing Like so for the excuse me for the certification.
Speaker 1:What else is included besides the certification fee, and is there anything else, like any other layers, that you have to?
Speaker 5:Yeah, you got like endless dues. Um, I think, as a total, everything that I played, you know, like fingerprint and all that, um, I want to say it was like right under three thousand. I'm like that. Three thousand, yeah, yeah, I think that's like. Yeah, yeah, you know, low on like under the three thousand. I think I could be wrong. It's three years ago, I don't know. I'll say you, you've been an agent for a while too.
Speaker 6:I don't remember, because I remember I ran into you when I was taking my test as a champion, yeah. I really I randomly ran into I what is champion? Champions like the school you use to study for your real estate exam.
Speaker 1:Is that the most notable, or is there? Probably is. I would say so, yeah, yeah, okay.
Speaker 6:Um, so yeah, I mean, but you can, I mean that that cost is nothing compared to making 3% on an average house. That's what realtors typically make 3% back. So yeah, it's a small investment up front for realtors, but you know you see it back, so definitely definitely If I could compare my return on investment.
Speaker 5:Oh what? How to percent, bro? It's not as much as what I paid to be a real team.
Speaker 6:Yeah, man, he's read yeah, Bro, it's so stupid, it's almost I'm gonna suggest like and I could be biased, but I suggest any and everybody to get their license, because if it's just one person that, like you're on your or helping somebody like your homeboy to move into an apartment, like, just represent them. You know what I mean.
Speaker 6:Like just tell them, put your name right there, like you can make that money back in two seconds just by you know. And then it's always good to have Again. If you're trying to move, if you want to move into a house yourself, you get 3% off.
Speaker 1:But I feel like that it it sounds easier said than done because like don't you have to be knowledgeable of contracts and market and things of that nature, or you learn all that and from getting your certification, yeah.
Speaker 3:I mean you have your certification right. Yeah, I'm a major Well license.
Speaker 5:You go over like contracts when you're in class. But I mean it's like with any career, you really gonna learn when you're in the field. You know, that's when you're really gonna learn, you know. But to court this point, I do not think everybody should get a license. That's the problem. Hell, no, that's the problem, and I'm not saying it in like a selfish way, because it's literally like a button.
Speaker 1:But it's so many people, it's a saturated market.
Speaker 5:Yeah, because of Instagram, you know, and all of these shows and everybody's like I'm just gonna get my license and I'm gonna tell me in the house and it's a lot of people that's like in the way and they don't do, they don't put in the work to actually know what's going on in the market. Yeah, Like I read every day. I'm reading every single day. I know what's going on in the market.
Speaker 1:You know shows on your profile and everything that you're exuding and the testimonies that you share from your clients Shit the testimonies that they share and then you reshare. You know speaks volumes as to work the work that you put in and then the benefits that they get out of that, because you better in yourself ultimately sets your clients up for success.
Speaker 4:Because you do a full time and you have such an appreciation from the investment that you make into it. How do you feel about people who do it? Well, first of all, I think, do you think you can successfully do it as like a part time thing and then like if people are making some bread doing a part time, do you feel that they're in the way you know?
Speaker 5:what I'm saying, no, what I would. Let me say this way it all depends on you, man. You know it depends on how you structure your business, because you can have a full time job and have real estate on the side If you have those. You know, key people in place yeah. So like like I was joking, but not like I don't mind people getting into, I mean, I don't control it.
Speaker 4:Yeah, of course of course, but I don't feel any way because somebody's part-time and I'm full-time.
Speaker 5:I like the fact that I'm full-time because I set my schedule. Yeah, you know if.
Speaker 2:I want to chill, I get to chill.
Speaker 5:It just depends, you know. But yeah, I like being full-time versus part-time Got you.
Speaker 1:You know, courtney, tell us about if you mind disclosing, like in terms of your first property that you got into when you had first started your investing when did you start investing 2021.
Speaker 3:Oh, so like 2020. Sorry 2020.
Speaker 4:2020, right, yeah, yeah, it'd be good too for them to talk about what they do, like we're speaking like even beyond the technical. You know prerequisites and fees and stuff you got to pay like what is it that you do to even like you paid and did all those things to do what?
Speaker 1:Yeah, for our first-time listeners who were just like. They keep saying investments and real estate. What the fuck are they talking about? Like for people who like, act like that they don't know but they don't have no idea.
Speaker 4:He's gonna be mad. He's gonna be mad humble about everything he got going. But I didn't see him home.
Speaker 3:Got a portfolio Well before we get there. I want him to talk about the beginning.
Speaker 2:Yeah, yeah, Courtney is thriving, but we don't need to. But what does he do?
Speaker 1:Disclose your whole, entire portfolio, but take us back to the beginning, like kind of give us a rundown of what investments? Mean? What do you mean when? What does it mean when you say investing in investments, and then how much did you put up for your first property?
Speaker 6:Okay so, and I mean, you can, I don't want to sit here and like, okay, so, there's plenty of ways to invest in real estate. Right, I can only speak from myself and kind of what I decided to do so leading up to 2020, honestly, it was I did with a lot of people Uh, probably a lot of people did. I had a genuine interest in it. I was on YouTube you know what I mean Reading books, blah, blah, blah, blogs, everything. Um, so for me, what I really did was in the time I was working in medical sales, so it afforded me the ability to save a decent amount of money. So I was like, all right, I got a little money to play with. I didn't really see myself driving from a doctor's office to doctors Like I really want to do real estate. That's just what it was. Yeah, long story short, I did a half of my car that my medical, my medical, uh job was paying for. They gave me money every month for a gas and for whatever.
Speaker 6:So between going to doctor's office, I would just drive around Houston and just get to know, especially this is the thing people don't know like the, the way my beginning was literally like I knew Houston like the back of my hand, because I would take my car and drive through the heights independent heights through fifth ward, through um, through third ward because third ward at the time was crazy Um, like I knew every pocket of gentrification. I knew every pocket I wanted to touch and I would just drive and I would just look at houses and just like envision, yeah, I felt about that. I don't even know how much it costs, but I could do this. To that I, you know, you start just staying stuff. So, long story short, I uh, I was driving and then I start hitting up phone.
Speaker 6:People have the thing to say we buy houses. I'll call them up because I look, I know y'all looking to get people and buy their homes, but I'm looking to actually start my real estate career or whatever you will call it, and I want to buy a house. And I think it was just guys, grace Cause, this one one was a black. It was a young black, black guy. He was like, yeah, man, I got this duplex under contract. I was like, all right, cool, like send me that, send me that address, let me, let me look at it or whatever Um that was your first property.
Speaker 6:That was the first one, the duplex, and then, ironically, um, it was located in a zip code that would soon be one of the fastest growing zip codes by value in Houston. Like it's just ironic, meaning like I bought it at a time where it hadn't that wouldn't have been shaking yet.
Speaker 6:And I started running numbers and so, um, they wanted like one, 10 for the duplex, which is crazy. Yes, it ended up selling for like 325. So you see this only and I put 40 into it so like as a huge delta into the duplex. But that same, that same wholesaler actually is like, when he's once he saw I was serious and again I will go deeper into like what happened, but and how, and about the money and all that stuff. But uh, the beauty in this is that I was like I asked him. I say, yeah, you got anything else. He's like, yeah, the owner actually has another duplex up the street. I was like for real. He was like, yeah, we went to go see it and I'll lock that one up too.
Speaker 6:So those are my first two properties ever, and then from there I learned everything it is to know about investing.
Speaker 1:That's awesome, man. So, and who was this? That you were working?
Speaker 6:with. I don't even remember his name. He was a wholesaler, like he's just the. A wholesaler is somebody who goes to people's houses, locks up their property whether they, like, are going through something, then they really want to sell it. They try to lock it up for a price, put it on paper, and they turn around and take that paper to an investor and say, hey, I have this house, but they up the price by like 10 K or five. They just get their spread, that 10 K spread, that they up it, and we all comes at a closing table and you know what, and the beauty in that was that you didn't have to have, like a license or anything to do that at the time.
Speaker 6:Not the time, I didn't have any.
Speaker 5:I think that just changed though.
Speaker 1:To do what the wholesaler's job or what Courtney?
Speaker 5:No, Courtney was the investor.
Speaker 2:I think yeah, yeah, but wholesalers know they don't have a license for it All right, something that I didn't know.
Speaker 5:Did that change, though they're trying to like change it. I remember seeing something the other day on Instagram with the. Houston home guy. He was talking about like they're trying to like regulate it because anybody can do it. Yeah.
Speaker 4:And I say as of January 1st 2024, wholesalers will have to be licensed 2024?
Speaker 6:2024. That's crazy. I never even hear that.
Speaker 4:It says wholesalers will have to be licensed Will have to be licensed. It's interesting. It takes effect in January.
Speaker 5:It's crazy because when I was in school I was in school in 2019, I think. When I was in school, my teacher said at the time he was like, yeah, they're going to regulate this. He said this all the way back, then yeah, does.
Speaker 1:Niggas again weigh too much money off of it. They needed to regulate it.
Speaker 6:Well, I could tell you a real life example of how I actually a lender, didn't sell me so okay. So this is probably like my fourth property. At the time God comes up. I don't even see his name young black guy.
Speaker 6:Came up and was like same thing. I'm still cranking on calls, like you know. I want another one of these duplexes. The numbers was good, same area had a duplex. Gave you the numbers, same price, similar price to what I bought.
Speaker 6:The first one is that I was like it's not making sense because now, just for you should know it's more than this. But like, whatever, I'll pay 124. And so I take it to my my lender same guy go run through the same thing and we're getting close to the closing. And they my lender says, hey, I need all transit, I need all paperwork. I don't care if it's the wholesaler involved, we need to know what it was put on paper for what you know. We just need all the documents for title. Yeah, so you can close it up. This man negotiated a house from an old woman for like 38K and then tried to wholesale it to me for 120. Mind you and he it's an amazing deal for him. He was going to walk away with whatever 120 minus 38 is he was. And then to the lender that's like 90,000.
Speaker 6:The lender killed the deal. He was like morally I'm not going to, I don't, I don't, and probably it was just God saying you might want to like this latest. Oh he's. So.
Speaker 6:The purpose was these wholesalers are easily probably taking advantage of an older woman who probably was had her house paid off for generations and she maybe she's in a bad situation and he's like listen, ma'am, I'll give you 38,000 cash right now and if you live in a house, that's whatever, and you like somebody tell you you in a situation, you can't pay your mortgage in two months and you hear $38,000 right now.
Speaker 1:And they don't know that they're sitting on 200K just just 150, whatever it is, yeah. Like he may say, it's all to get the fuck up out of here, even in this state of dilapidation, even in that state. Let me take this. It's worth that much.
Speaker 6:But again, morally, that's the first time I ever had a lender and I didn't even know this. You know what I'm saying? I'm only dealing with this guy. I don't know who he bought the house from. So the lender at times like, yeah, we we uh, yeah, he's like we won't be lending on it.
Speaker 4:And I was like which is probably a good. I mean, that's a good thing.
Speaker 6:Yeah.
Speaker 1:And so and you witnessed that like within your first year.
Speaker 6:Yeah, that was, that was a deal that I lost it because I I mean the wholesaler was like what's going on, man, we're going to be calling like listen, man, my lender found out how much you're making and I have to find another lender. He's like I'm not, no, no, I'm going to put it back on the market, like I'm just going to find somebody else because I don't trust you.
Speaker 1:I'm like I don't trust you. Okay, Like whatever.
Speaker 3:But, how do y'all feel?
Speaker 1:about that, about those snakes clearly in the garden, like just saturating the market, not necessarily saturate the market.
Speaker 4:Do you see anything wrong with that? Deal Like we're home taking that that spread. Well, I see clearly.
Speaker 6:Yes.
Speaker 3:Well that's why the lender was like no fuck that You're not getting the dime from dripping this woman.
Speaker 6:But I see okay.
Speaker 6:So I also see, uh, uh the way, the reason why I see something wrong with it, because that generation, especially black people, don't have any kind of education on what they have Like generationally. Like if you have a home, if your mom passed down a home or this is not, sometimes people don't understand. Like, if you're in a situation where you're 70 years old, you ain't got your grandkids helping or whatever that, and you just need a situation you need out and somebody gets you $38,000 in cash, like they tell you they're going to give you that.
Speaker 2:That's just a misinformation of no because she could go to a bank and refinance her house.
Speaker 6:pull out cash and be good yeah. But she didn't like they don't know that. You know what I mean. So it's two sided, Like it's one person who's smart that knows I can get this for cheap and there's another person who has no idea what they can do. They think they're just going to get four colors.
Speaker 4:So technically both of those are up. If all she knows, if she lives in this box and all she knows and I'm just, I'm just playing that If all she knows is this and she gets the most she can get in that, like she's 38K, I'm 40K.
Speaker 1:Not trying to steer the conversation into music, but that reminds me of like rappers when they first joined the game. Right, and they like take a deal for like 150,000 and like, oh shit, yeah, I'll sign my life away for like five, six, seven years or whatever. And oh, you need four albums out of me, cool. And then they do that and not underestimating the work that it takes signing their deal away, but then realizing that they could be worth so much more $2.3 million to go on tour and shit and then they see that and be like how come.
Speaker 3:I'm not seeing none of that.
Speaker 1:Good Well you signed for 150.
Speaker 4:Grandma would never know how much they're sold for.
Speaker 3:Well exact.
Speaker 2:Because she lives in a bubble.
Speaker 4:But I don't think it's right either. I'm just saying like that situation, courtney?
Speaker 1:do you think that that was like ignorance, or do you think that he was fully aware of what he was doing in gaming the system and her Well?
Speaker 6:he knew exactly, I mean this is the thing. This is, I think, okay. So cruelty. You can think of it two ways, right. So, morally, you know what you're doing, but from a if you want to think of this as a business, from a business perspective, you take the no, no, no. I'm just trying to be honest, though. You take the, take the individual out, right, because he's a wholesome, he's a person, so he works for himself.
Speaker 6:A company, there's companies, net worth, realty, all these wholesale companies they will come in and scoop that house up for 20 grand and not think twice.
Speaker 1:So he's probably thinking from the sense of like well, it's better than me to do it than a company come and do it.
Speaker 6:It's the same thing when people talk about gentrification. Right yeah, Like we're going to reach as long as we keep utilizing and using the term business to do and perform bullshit Like but I guess what I'm trying to say is that's corruption.
Speaker 2:You can call it.
Speaker 6:You can call it what it is, but it's going to happen regardless.
Speaker 5:It happened every day. You know what?
Speaker 6:I'm saying Like independent high school where I invest that is going to get turned over If I don't go in there and get my couple of duplexes and five units, and stuff like somebody else is going to go in and do the same thing and I can sit here and complain while I don't make money.
Speaker 1:You said you scamming niggas too.
Speaker 6:Or you can get in there.
Speaker 1:No, I was kidding.
Speaker 5:You off of it. I don't know right. Yeah, that's a damn.
Speaker 4:it All right.
Speaker 1:Tell us something we wouldn't know about investing, or by real estate or real estate.
Speaker 5:You want to go, go ahead what you don't know. I mean, it's not as hard as people think.
Speaker 1:Like okay, Let me be a little more specific. I was just about to say that but I have to cut you off.
Speaker 6:Yeah, go ahead. Investing, in my opinion, is finance, and he says it's numbers, it's 100% finance.
Speaker 4:Can you do it if you?
Speaker 1:suck at it.
Speaker 6:Expound please Well, it's finance, but also knowledge of the market, but like a combination of understanding, like it's a numbers. It's literally a numbers situation, and a good thing is I'm good at math. But like when I say understanding, like you take this house, you see, you call some people in, they tell you how much it is, fix it, you just work backwards.
Speaker 2:You know.
Speaker 6:You know what you have to. You have to figure out what you can afford to purchase it at, because you already know how much it's going to cost to fix up. You always put in a little bit for a contingency, in case something else is there. But at the end of the day, you cannot argue with numbers. So when you, when you have this and you have it right and you take it to a bank at a lender, that's the thing people get caught up on. Like well, what do I go first? Like do I just find? If you find a good deal and somebody hit me up for advice, I get you any, I get you the lender, I get you everything you need, because a lender is going to be like bet, I'll make this happen If it's a good deal.
Speaker 1:what constitutes a good deal?
Speaker 6:The number. There's really just the numbers.
Speaker 1:Okay, so let's get specific and we don't have to use real life examples but like, just throw a number, like you get a loan 70% rule you can explain it.
Speaker 6:Yeah, please explain it.
Speaker 5:So 70% rule is like okay, you, I'm going to do ARV and all that. I mean yeah, so let's say there's a problem.
Speaker 1:Explain the terms as you're yeah.
Speaker 5:Okay. So what makes a good deal a good deal? When you find a property right and they have a number, hey, I'm going to sell it for X before you even want to entertain it. You want to find comps. Cons is basically comparable property. So if it's a three bedroom, two bath, 1200 square feet, 1960, you want to find properties that's close in that range in that area. So you can get a picture of okay, this house has worked 100,000.
Speaker 1:You know, I mean try to go 30,000 above that or whatever. No, no, no, you want to go under it, so ARV is after repair value.
Speaker 5:You want to do 70% of that. So if it's worth 100, 70%, 70,000, then you want to subtract your repairs, you know, because you want enough profit to where, when you finish it you can go to the bank and get a cash. I refinance 75 and you can take your bread out.
Speaker 6:Yeah.
Speaker 6:So the 70% rule is like throwing around books a lot. The real reason, the 70% rule, is a thing to further explain. It is like when you have a house and I'm not even going to give numbers when you have a house, you fix it up and you want to keep it. It used to be where the bank would typically only take 70% of the value of your home to refinance it out. So what happens is if I know that if I have a house for being sold for $100,000, right, and I know that it may not be worth 100,000 right now, but if I put some money into it it'll be worth 200. So then if I know, with comps, like he said, the house next door same size, whatever it was worth 200. So if I can put 20 into it, and that means that I might, and I know I can sell it eventually for 200 or I can keep it at 200.
Speaker 1:Once it's fixed just by putting in 20,000.
Speaker 6:Again, this is, this is this is after you had your contract. But you this is what I mean by working backwards. So if I know the number is 200,000, you take 70% of 200,000. So that number is 140,000. So that means you know, after you purchase this house and put money into it, you cannot be any higher than 140,000. That's what I mean by. It's a finance thing. You work backwards. So I know I can't be all in 140,000. I mean, I know I got to purchase it 100. That means I only have 40 K to really with closing costs. That I only got 30 K to play with. Can I get this house done in 30 K? If I can, great. If I can't, if it's too hard, too hard, then you need to lower the, go back to the seller and be like look, I can offer you 90 K to give me. I need a cushion. You know what I mean.
Speaker 5:So there's all these thoughts going your head about In the term that he's talking about in like Lamington, it's like you're forcing appreciation. So you bought the house for this and you fix it and, okay, now it's worth more. And that, that spread, that's your equity.
Speaker 1:But what? So? What's the calculation Like? If you put, like what I said earlier, you put $20,000 and it's $100,000. You get it for 100,000. Or, I'm sorry, what, what, uh?
Speaker 4:that's what he said, yeah.
Speaker 1:Okay, so you get it for 100,000 and then you put $20,000 into it in terms of renovations. What is the equivalent to how much like what? How do I get the idea of how much is going to be worth after the renovations?
Speaker 6:The comps. You gotta have somebody like Isaiah.
Speaker 1:So you say Isaiah listen.
Speaker 6:I'm about to take this house and I'm about to improve it, but I need your head. I hit him up the other day.
Speaker 3:I said I said.
Speaker 6:I said, bro, can you tell me how much you know like three bedroom, two baths that are with new floors, 1200 square feet? And the thing is you go on Zillow and look around, you can filter it and say three, three bedroom, two bath, these kinds of floors and all the ones that are 200 K for sale or that have sold. Once you talk to your realtor you can look at pictures and see, hmm, okay, did they upgrade just the floors and maybe just the kitchen, so really I can go in here.
Speaker 6:I don't have to spend money and put, uh, you don't have to overdo it, don't make it I hear that's a lot of you what you need to do is get in there and basically rinse and repeat. They only read it the floor, they only read it this. But let me go in there and do that so I can sell that.
Speaker 1:So Isaiah, you have some sort of software that you use that you can put in all those numbers and the renovations, just hypothetically, and it'll tell you spit out the number.
Speaker 5:Yeah, so that's the ARV after repair and also with um, the, the comps by me having a license and I have access to the email list. My daddy is going to be accurate versus.
Speaker 1:Zillow. Yeah, and that's the. That's why you need your license. Yeah, that's one of the process.
Speaker 5:And he called me and he's like hey, run these for me. And he just give me just just a speck, you just give me the bare minimum specs.
Speaker 1:Well, you're an agent too, though.
Speaker 6:So why can't you do it? Because I'm, I'm, I work at my job as in commercial. So what happens is we become a licensed agent. You have to go under a brokerage. Yeah, so my brokerage. They purposely have it to where you only focus on commercial, so I don't have access to the same.
Speaker 1:I was about to ask like can you dwell dive in both?
Speaker 6:There's some brokerages who have access to both. Mine doesn't. I work for a large commercial firm, so they they don't even want you to. Yeah, yeah.
Speaker 5:Focus on this. So commercial and residential is like two totally different Example we gave doesn't even really apply to like yeah, it's different For the real estate one on one is.
Speaker 1:Can you tell the different? Tell us the difference between residential and commercial residential, clearly being self-explanatory, our homes commercial commercial is, is is anything over for for units, so like a fiveplex that's considered commercial. Really it's a small, yeah, oh, so it can literally be an apartment complex and that's considered commercial.
Speaker 6:That is commercial. Yeah, that's commercial Interesting, yeah, so multifamily industrial retail office.
Speaker 1:So Issa and insecure had a commercial. I never liked Issa, she lived in a well, I mean, I'm sorry, she was an investor, right she bought the place and then, yeah, I don't know, I think she bought the apartment complex.
Speaker 4:You mean Issa Ray bought the one where it was shot at, like where they the, the, the dunes or whatever the fuck that was.
Speaker 3:Never mind, she bought the dunes, the complex.
Speaker 1:I, I, I believe so.
Speaker 4:Oh yeah, that would be a commercial investment. Oh okay.
Speaker 2:Oh, come on.
Speaker 1:Ding, ding, ding ding. All right, um, the number one tip that you can give to homeowners, and I want to hear from the investment side and from the realtor side. So what do you tell your clients Like, if I come to you, like and I'm like. I'm looking to be, you know, on the south side of Houston you know, in a safe area gated community Um and I want to spend. My price range is anywhere from 310 to 350.
Speaker 5:Uh, if you're trying to do something gated, it's going to be kind of okay, I'm sorry, let's do a yeah.
Speaker 3:Yeah, yeah, okay.
Speaker 1:So, so, so, so like setting expectations in turn in in that realm like how do you? What's the number one piece of advice that you give to people as far as tempering their expectations?
Speaker 5:So I'm a real listen, couldn't it? If it's a seller or a buyer? You know I do a consultation, so I listen to everything you want. I'm going to listen to you and then, once I listen to you, I'm going to tell you if, like, your goals are realistic or not. Because at the end of the day, I don't want to ever over promise and under deliver never, because that makes me look bad.
Speaker 1:What if they don't know what they want? Do you, do you know how to guide them? Yeah, yeah.
Speaker 5:So so what I do? Prime example um, I just got a property under contract yesterday, shout out.
Speaker 2:Yeah.
Speaker 5:And she thought she wanted a resale resale meaning someone lived in the home.
Speaker 1:Okay, and I thought that was called pre on resale. Well, I got to go with yeah.
Speaker 5:But she ended up wanting a. She ended up changing a new to a new construction. But when I deal with clients no matter if it's new construction, resale, when I show you homes a lot of realtors they just walk around and say, oh yeah, this is this, is this is this. I pay attention to you. I see like, okay, yeah, she's underwhelmed.
Speaker 5:She don't like this you know, but I take note of everything and then from there, boom, I'm gonna find what you want, like because I pay attention and that's what I do. But back to like the consultation thing, um, and setting people's expectations. Again, I just listen to you because I don't want, because showing in is the summertime, it's hot.
Speaker 2:Yeah, nobody wants to go see you.
Speaker 5:All day, yeah. So I want to make your experience as easy as possible. As a sink efficient possible it's possible and at the same time, I don't want to.
Speaker 1:Yeah, I don't want to. I'd be giving them water. I'd be like a water, no, seriously.
Speaker 3:Kind of like when you pull up to take five, whatever you need you know what I'm saying? You need water, yeah.
Speaker 5:But I really like I know the market, like I know everything around, you know I pets. Like how he said he knows the investor side, I know the realtor side. So wherever you want to go and you tell me your budget, I'm like ah, that's not gonna work, or yet they can't work, you know.
Speaker 3:so um, is this a new duo that we got?
Speaker 4:Oh 100%.
Speaker 6:The crazy part is I was just going to say like the beautiful part about this is I don't typically I hate working with people Like I just hate and not like oh, trust me, we're about to.
Speaker 1:That's the next segment that we're about to get to.
Speaker 6:But it's refreshing when you, when you know somebody you know what I'm saying and like when I go to Isaiah about, uh, like our first house that we saw, right, yeah, um, we, I mean, we saw that like what five days that one, that one that was yeah.
Speaker 6:But ever since then, I always tend to have this and I realized about this, about myself Sometimes I think I know more than I actually do and Isaiah does exactly what he says he does, he will listen, like sometimes I found myself talking and then Isaiah was like I'm like hello, and he was like no, I'm listening to you, bro, and then he'll like but he'll come back, he's like all right. So what you think of like from this perspective, what would you? And I'm like, oh, actually, you know what? Yeah, bro, let's, let's you know, and this is and it's a good relationship because, just because, uh, we need, I need to use, I need him, like I'm on, I have my goals of getting houses fixed and blah, blah, blah, but it had to be sold and I have to have somebody I trust.
Speaker 6:So, yeah, like, when I ask him for certain things, it's for the benefit of, obviously, for both of us, because we both get in there, we buy it and then at some point, I'm going to need his expertise to get it sold and we got a house selling next week.
Speaker 5:So when we close on Thursday on Thursday this week, yeah, stop playing.
Speaker 3:Stop playing.
Speaker 5:So, just to piggyback off what he said, it's so easy to work with Courtney because it's like he's an investor, he's selling. But when Courtney gives me something right, I challenge him to like look at it another way. And it's always seamless.
Speaker 1:It's never like can you give an example?
Speaker 6:This last house. We just so, man. That's what I'm saying. Realistic how conversation can go for so long. Because when you get deeper into it, cause, how do?
Speaker 1:y'all like tell us surface level, how do y'all work together? Like, how is the relationship, like what's the process of y'all working?
Speaker 6:together. Cause you reach out to him first. It could be vice versa, Because like he could tell me oh, I got a house you should look at or you know whatever like for you to invest.
Speaker 6:Or what has happened a lot recently is like, like this house we're about to sell right now. I had a house in Galena Park. It was a normal three bedroom, two bathroom house with a detached garage. The first thought was fix the house, fix the house up, sell it. I was like, nah, we ended up changing the back garage into a second unit and I had no idea how to value that. So I'm, I'm hit up. I'm like I say I'm like, uh, listen, bro, I, we even walked it. I was like, bro, I have no idea what this is worth. I just know I think it's worth this much. And we hadn't, we didn't have that many comps, so we didn't know what we really. I just leaning on him for his expertise of the area and what we should do, and we ended up finding a great offer. And after, you know, we had a couple of offers come in but we ended up selling on a great offer.
Speaker 6:It appraise that with it. I think, yeah, it appraise that. What it needs to appraise that, yeah, and everything just works out, cause. But that's through having those conversations and understanding like, should you put a tenant in the front unit while you're fixing up the back unit? Should you leave them both open so people can come and look at it and say, hmm, I have an opportunity where I can live in this front you like. It's so many scenarios you have to talk through with somebody and get feedback about what will work best, and I cause I don't have the answers.
Speaker 1:I don't know I'm not in that world. These guys got it.
Speaker 5:And then another thing too. Not really shaking coming through, it just sounds yeah.
Speaker 1:It just. It just sounds like that y'all have a real great understanding of each other and how y'all work and we're friends, you know before.
Speaker 5:Friends high school new business friends as well as long as your friends are honest and good people, it's like it's easy.
Speaker 1:Don't do business with fuck boys that pretend to be your friends, Not bad.
Speaker 6:I mean I've seen the friendship go awry in business as well, though. I think I mean. The thing is, I always go into things.
Speaker 1:Dino's given a couple of examples all throughout the our past seasons about how that stuff has gone sour.
Speaker 5:Let me say something too real, quick too, even just on the opposite side. You know I help him on the realtor side, you know, and I've been trying to get into investing. You know, get my own investment properties. Any question I have with him, he'll answer.
Speaker 1:Do you have any random?
Speaker 5:Well, investment properties I would have had one.
Speaker 1:He was like we wanna walk one yeah.
Speaker 5:Literally a couple of weeks ago. I feel like this shit is like contagious man.
Speaker 1:Or like not a contagious, but like a vice, not a vice, it's addicting. It's addictive, Like once you get one, you just come in like I was this close?
Speaker 5:You never satisfied. I was this close Like, but he came.
Speaker 1:Oh, he told you to belt out. No, no, no, no, no.
Speaker 5:He came, walked the property with me. He was like nah, bro, I think you know you should offer this amount, because look at the tree growing out of the, out of the Wow, look at that.
Speaker 3:Come on.
Speaker 5:The roof may cost this much and he's like nah structure to deal this way.
Speaker 2:So he's challenging you to think more strategically in the future, like think about this in 10 years.
Speaker 1:And it didn't go through.
Speaker 6:but I think that's one of the hardest things is when you spend your time and think about what we do is and what anybody does is, you find out everybody has that house. So maybe some people look on Zillow like the house they love. But or if it's in the best for property, you have something. You wanna go in there. You know your price. It's hard to not fold, to be like all right.
Speaker 6:I can just offer 20, like if my biggest thing is find your number, stick to it, have your reason and feel comfortable and walk away if you need to walk away.
Speaker 1:And don't concede to the art of negotiation no 100%, because they're gonna come back.
Speaker 6:Okay, if you offer 85, okay, yeah, well, you give me 97, we'll, we'll good, and you're like that's 14K or whatever. Whatever the math works out, 9K or whatever.
Speaker 1:Underneath what I'm asking. Yeah, you're like or more than what you're asking, but you gotta realize $9,000 can be a new roof and like this.
Speaker 2:You know what I mean.
Speaker 5:So, honestly, I was like so eager to get my first investment property I was almost about to go. My price coin is like nah, bro, yeah, they tend to tell down at your stand yeah.
Speaker 1:Okay, yeah, I mean like from my standpoint, like just talking with Courtney throughout the years and him finally diving into it and being involved in almost half a decade. At this point, right, I've learned a lot about, well, three to five years, whatever I'm like projecting for you but still Sounds good. You know what I mean.
Speaker 1:Well, you've kind of still been involved, like you did all the research before you step foot into it and then, once you step foot into it, you were prepared and that's why your first investment went so well. Whereas a lot of people get into real estate Dino and I know a few people that shit went sour the first time.
Speaker 1:And then they got out, they got cold feet and they were like, yeah, nah, that first feeling, that shit scared me, and so that's why I'm out and not me specifically or me personally, but I'm speaking on behalf of some other people that had a pretty bad experience but that's basically.
Speaker 1:What I'm trying to say is that the world of real estate is literally an ocean Like you talked about how you were eager to get their first investment, because you felt like you were right there and you were willing to compromise how much you actually had or your price level right.
Speaker 4:Price point yeah.
Speaker 1:Yeah, your price point, and somebody like Courtney advised you amen.
Speaker 4:Jiminy Cricket on the shoulder.
Speaker 1:Don't give in for a dollar more than what you said. You stay 10 toes down because if they gonna fuck you that like that, just by a dollar, they gonna fuck you in other areas too.
Speaker 4:And. I'm calling this for the vulgar language, but just speaking the thing too, is like stick to your guns, right, but if you had folded you still could have made. I mean, you still likely would have made bread back. Yeah, it just wouldn't. It probably would deal where you wouldn't have made enough to even invest the time, effort, energy into it.
Speaker 1:Courtney was trying to help him maximize his efforts on his first go around.
Speaker 6:That's a good point too, cause and that's another thing that you know I have to learn to not project on others. Is that I have believe it or not?
Speaker 6:I have a low tolerance for risk, so when I go into properties, yeah, I don't when I go into properties and the price that I like I go into a property thinking I gotta make 40 to 50 at least Extra Christian, like I gotta be able to walk away, and it could be because it has to be worth my time. A, b, you never know the market, you never know COVID, you never know Like there's so many things that could come up. So if you gotta, if I gotta, end up decreasing my profits by 10, 15k to get out cool, I still walk away with 25. So but what I mean is I can't project that on, cause there's other people who have help and with this, and maybe they're tolerance they wanna make 15K. They're cool with that, like they're cool with the numbers being tight, and to me that just makes me I'm like like you look, you can only look at a shell.
Speaker 6:You don't know what's on the inside of this. Like you may have to retake, you know so.
Speaker 5:Once you start pulling them walls out, you don't know what's behind the walls.
Speaker 1:Yeah, baggots and termites and shit.
Speaker 5:And that's the extra cost. That's why he said, that's why when he looked at the property he was like nah man, I think you need like a 15K buffer. Yeah, you know, just in case.
Speaker 1:It's interesting when you said knocking down the walls. You don't know what you're gonna see or get. I'm watching a show called the Bear. It's a. You heard of it on FX.
Speaker 2:It's about a. It's a cooking, A cook or something.
Speaker 1:Yeah, yeah, it's about a cook Inheriting his family's business and stuff right Restaurant in Chicago.
Speaker 4:they knocked down this wall because they had molding, there was something right there, yeah, yeah, yeah, season two.
Speaker 1:You feel spoiled? Huh, yeah, spoiler.
Speaker 4:I'm sorry Skip through it.
Speaker 1:We got, we got chapter markers, like just kept past the shit. But they discovered that they had mold and so one of the cousins of the guy who now owns the restaurant he was like God, just don't say nothing. And then the other coworker was like nah, I'm not finna. No, like we're gonna get shut down for this if we don't solve it right now. We need to address this right now, Cause it was against us.
Speaker 6:Somebody gets sick and dies, then what Feds lawsuit?
Speaker 1:One thing led to another, and then they it came out that to everybody that they had mold and so they just ultimately decided to knock down the wall. But the owner didn't tell his partner and so she pulled up and she saw it and saw them tear down the wall and stuff, and she's like, wow, you didn't even consult me, yeah how we got here bro. Yeah, and, but hold on, hold, on, hold on, listen to where I'm trying to go with this.
Speaker 1:Okay, all right. If you're going into an investment property with somebody, how important is it to communicate with that individual and be upfront and settle everything, all the expectations, at the beginning, before you carry out transactions, like you should? Should you know everything about that property and all the decisions that's gonna go into that investment property?
Speaker 1:That's if they disclose it With that person Like, say, if me and you were going into me and you, Courtney, we're going into an investment property right out of street for 120,000. And I have some intentions that I don't necessarily disclose to you. And then we get into the process of doing it and I'm starting to tell the contractors like hey, go ahead and knock that wall down.
Speaker 4:Well, and I'm telling you right then and there I'm not understanding the question Are your partners in this situation?
Speaker 5:Yeah, I'm trying to understand this.
Speaker 6:So you're saying, if me and you decided to go on like a, hey, let's get a house Right, so scenario is a house over street and you're saying that I have ideas for the house that don't disclose to you, or you have ideas that you don't disclose to me.
Speaker 1:Yeah that, Until the process starts happening.
Speaker 6:No, yeah, that's that. I mean that wouldn't fly in any, not even take real estate out of it in any business. But I will say this though so then when, like because it happens, well, that's well. That's a recipe for unsuccessful relationship.
Speaker 1:And how do you get out? Like, how do you get out of that? Then you should never.
Speaker 6:Well, there's two things. I mean. You don't know until it happens, that's the.
Speaker 4:Thing.
Speaker 6:You don't go in, you know you don't go in business with people that like everything before you Like. This is the thing about real estate. Okay, this sounds great, like like you. Like you said, you know you can lose money.
Speaker 1:You see what I'm trying to get.
Speaker 6:You can get sour real fast Like it's not so, but you can. Also that's why I said my risk tolerance is so low that and I don't, I don't know everything it is about. I don't think I don't know everything it is to know about real estate, but I know finance in a decent way to know that I have to have a buffer. Because let's just give you an example this wasn't with anyone else, but the five unit that I have right now. When I first purchased it, the numbers penciled out like crazy. I was like, yeah, I'm about to kill him and I and it's, the numbers are crazy. But off the rip. I never did a commercial, I never did a commercial property before. And you have to get an environmental survey and it's just things that people who don't do residents, people who do residential, don't even have nothing about. Right. Somebody comes out there and he's like, yeah, man, you got asbestos and I was like. I was like all right, so I'm thinking, all right, you got to scrape that off.
Speaker 6:And then you know, technically you have to have a company come out and they have to put like tarp on your house. Yeah, and so and the numbers on that are like 15, 18,000.
Speaker 2:What is?
Speaker 6:asbestos. Asbestos is basically when you have a house that's been. I mean, asbestos is prevalent in a lot of commercial properties, so like when you have sheetrock or stuff that's been sitting there for so long Older joints, yeah, and you've got like it rots. What happens is that stuff is known to cause cancer. You can die, people can die. People have long-term effects from that, from the third, whatever.
Speaker 1:So Not ding in because of death, but ding in too, cause you need to know that.
Speaker 6:Yeah, and I didn't know that. So I go into this thing and I'm like off the rip.
Speaker 1:I didn't know that shit could kill you. Well, I knew that it was bad for you, but I didn't know that it could kill.
Speaker 6:you Like it, slowly over time.
Speaker 1:you can technically so it takes years off for you as you live in the city. Well, you crazy dog, it cuts up what.
Speaker 6:Airway yeah.
Speaker 3:Respiratory system, oh my God. Or circulatory Cause?
Speaker 6:I looked it up Cause I was like how bad is this? Again, I had nothing to buy Like lead in paint.
Speaker 4:It's like stuff that's you know we found out over time. Of course is killing you slowly, but that's 15 racks, right?
Speaker 6:So like a construction budget. You thinking I'm about to. So had you not baked that in, had you thought I'm gonna make a quick. This is like that, quick 15, now you're fighting to get your you're fighting to break even, like that's like, if you don't have that contingency, because nothing is ever what you think it is. You have to again. That's just why I always treat things the way I do Did you give oh sorry.
Speaker 5:And what we're talking about. We're not talking when we say investment properties. We're not talking about turnkey. Oh, this beautiful. Oh yeah, no we're not talking about turnkey. This is totally different.
Speaker 1:So turnkey are like newer homes versus investment properties, that y'all are referring to are old as shit.
Speaker 5:They usually not built in the 80s.
Speaker 6:Yeah, yeah, yeah, yeah.
Speaker 3:Yeah, run down in the hood or in like you know un-gidified.
Speaker 5:You probably can't get an FHA loan on this. Yeah, yeah.
Speaker 3:Yeah, so it's like you said you can't get a loan for it.
Speaker 2:No.
Speaker 4:No no, no, no, no, no. Oh, you literally front up the cash. Yeah, he just went first to the court and he told me.
Speaker 6:We can get into, like the funding part, but it's a different way, it's different. Yeah, it's a different thing.
Speaker 1:All right, give us three most common in like a minute. Three most common like ways of funding.
Speaker 4:It's different.
Speaker 1:Like well that you can buy a property that's worth $65,000.
Speaker 5:We can cash private money and hard money. So cash.
Speaker 1:I was trying to ask you that up front, like how much did you have in your reservoir to go into your first property?
Speaker 6:You can correct that question.
Speaker 4:Yeah, I think that's a, but I'm not trying to like if I'm, I'm gonna be honest with you.
Speaker 6:I don't remember exactly how much I have, but I will say I probably had how much of your own money did you?
Speaker 4:use. Is there a percentage of the cost of the property you should have?
Speaker 6:Okay, good, yeah, good question. So let's just put like this you wanna buy a vested property, like you said? Yes, Most lenders nowadays are gonna want you to at least put 10% down. Yep, Cause the thing is you can't go to a bank. A bank's not gonna lend you when a house is unlivable. They've got to go to a hard money person, somebody who has actual reserves cash. They'll say, okay, well, you want 100,000 in a house. You gotta put your skin in the game. Put 10,000 down.
Speaker 2:Yeah.
Speaker 6:And so typically it'll be like 10% down. They'll fund the rest of the 90%. But there are the fees. There's typically points, so people don't realize I'm not, you know what's so you said points, it's called. They're called points, which is basically a percentage of the total price, of the purchase price. So if you're purchasing a house for 100,000, they'll say I'll purchase, I'll fund 90% of the house and I'll fund 100% of your renovations, but you need to put down 10% and you need to pay two points, which is 2% of the purchase price.
Speaker 2:So 10% of 100,000 is $10,000.
Speaker 6:Two points on 100,000 a loan is 2%, so it's 2,000. So that's $12,000 that you're putting down 2,000, those two points are fees.
Speaker 1:They don't go toward anything.
Speaker 6:The 10% that you put down goes towards your actual house.
Speaker 1:Yeah, that's 2,000 is just staking.
Speaker 5:You're staking the game that they take, and it's usually inches only. So that's another thing.
Speaker 6:So these lenders are in it to make money. So these lenders are usually multi-million dollar, either institutions or people who are like I got an extra million dollars, I wanna lend it, but I wanna get a 12% return, so what better way than to give it to somebody like me?
Speaker 1:give me 100,000. Good credit score.
Speaker 6:Yeah, well, that's why there's so many parameters for your deal. Right, it has to make sense, because otherwise somebody's like, if you ain't got enough skin in this deal, if it's not enough, they go get an appraisal and they'll get an after repair repaisal. So you have to submit a contract to them saying are a list of things you plan on doing to the house, and they'll send somebody out and say based on these things and based on this messed up house, and if you marry these two together, I think it's gonna be worth around this much. And that's what they use to. But to answer your question, jt, money wise, you have to have that money down.
Speaker 6:But also, when you start your project, if you say I wanna put $30,000 into this project, well, you have to have at least some kind of credit line, credit card, cash because you have to front your renovations. So if you tell them I'm gonna put a new roof, I'm gonna put new windows, new paint, blah, blah, blah, well you have to pay for that. You pay for the roof and then, once the roof is done, that the lender, the person you got the money from, they will are you under contract, the lender for this? They'll send somebody out to make sure you actually did what you said you was gonna do. You're gonna put $10,000 towards your roof. Then they'll say, okay, cool, I'm gonna add to your budget that you gave me. I see that the roof is done. My guy went out there. He checks it off. They'll send you $10,000. So give you money back. But you have to be upfront.
Speaker 5:So that's called a draw.
Speaker 6:That draw. What are you saying? That's?
Speaker 3:called a draw.
Speaker 5:And again there's two different things that, like when you purchase the home, you probably went with the builder or applied with Chase or Navy Federal. That's not the same as buying the investment property. And on top of that, probably 10 times out of 10, any hard money lender they're not gonna lend to Courtney Coleman yeah you gotta have a yellow system or the internet, yeah they're gonna send, they will lend to Courtney Coleman LLC. So this is not investment properties, is not the same, as you know.
Speaker 6:A traditional bank where you yeah, a traditional bank.
Speaker 5:Yeah, you buying it in your business.
Speaker 1:What's the most stressful or hardest part or phase of what you do?
Speaker 5:For Courtney, both of y'all, you go first.
Speaker 1:What's the the most stressful or hardest part of what you do?
Speaker 5:I mean not to sound cliche, I mean I like what I do, so it's really never-.
Speaker 1:Is there a phase or in the process of helping your client purchase their first home that you just dread? Like the negotiation or like the oh, I like you enjoy all of it. Yeah, I like it.
Speaker 5:I Courtney next I like it, the negotiation part is when it's worth, cause I'm like, let me see what I can what you can get, like that. And if you knew and I know you knew aw man, my client's gonna get everything. My client getting everything. It was shark in the water.
Speaker 1:Hey, okay, so then let me. Let me try to throw you for a loop. How many times has it happened for you, specifically Isaiah, to where somebody led you on all the way to the point where y'all about to go in a contract and then he pulled out?
Speaker 5:I mean never bro, because-.
Speaker 1:See, that's why he don't have a small stressful hard part Cause. Remember when we were talking to Chris he was like people pull out all the time. But that's the vetting process though.
Speaker 5:That's the vetting process, like once I give you a consultation and I talk to you, I know if you're serious or not, and if you're not serious Then you're not a senior too. Yeah, indeed, on top of that, a lot of realtors, when you're new, they'll do showings without a pre-approval. So it's like you don't even know oh, so you don't even know if they're yeah, yeah.
Speaker 1:Is that one of the first questions that you asked them like is like how much do you have or how much do you-.
Speaker 6:They go to a bank. There's a broker that they can he has a guy actually Sean. Yeah, I'll hit him over there.
Speaker 5:Yeah, I'll send them if they're not pre-approved yet. I'll send them to my guy Because and I'm not doing it just because I'm saying, hey look, I don't wanna show your house if you don't have a pre-approval but the thing is, let's say, for instance, I find you a house that you love, right, right, you're stuck on this house. You love this house that's $60,000 over, and no, no, no, no, no, no, no, no, no, no, no, no, no, no, and you can't get approved for it. Damn. Now, anything that I find you after this, it's a downgrade.
Speaker 5:And now you? You know I don't wanna do that to anyone. I'm playing with your emotions.
Speaker 1:So then you cut ties with that client? Then no.
Speaker 5:I avoid that yet by telling them to be approved and now, since I know your budget, I can find exactly what you want.
Speaker 1:I think that's the way how you're describing it. I appreciate that, cause that's my work style, right? That's how I operate just in life in general, relationships and work is. I know I kind of have an idea of how you're going to do. I foreshadow a lot and so, based off of the questions that I asked you up front, will help me determine if I'm gonna proceed in this negotiation or this relationship or this friendship, et cetera. Right? And then you apply that to your business.
Speaker 5:So I can mention that, when you probably got more stressful stuff.
Speaker 1:Contractors Courtney contract. Is that the?
Speaker 3:most annoying part, the most stressful part about investments yeah, Tell us the the front.
Speaker 1:Okay, no before, yeah, yeah, yeah. Tell us the most stressful part first, and there we go.
Speaker 4:Or the hardest part about what you do, is this the hardest part?
Speaker 6:Yeah, I see the the hardest part is. Is this really a struggle bro.
Speaker 3:What.
Speaker 2:Expecities.
Speaker 4:No, it's just gotta get it done. It's just one of the things you can't.
Speaker 1:It's unexpected, it's just yeah, is this one part of the house or does it like, namely, occur all throughout the house?
Speaker 6:It's if you it's, it could be. It's only a multifamily where they check, so a lot of people could have older homes that have asbestos in it, but nobody like that.
Speaker 4:Y'all got a question for you my J, real quick, quick interjections. What was that? So when I came and walked to property that time we had lunch had your asbestos been treated or was I an animal? I'm having a score. It's like an emergency, so yeah.
Speaker 6:Oh, you said you got the mushrooms inside.
Speaker 1:Might have got the scores right there.
Speaker 6:No, you can't operate on a house until that's. That's like the first thing. You can't get a lending from a private money lender until that's shut up, until that's.
Speaker 4:Yeah, I'm just making sure Make it live bro Hell. No, the coffee never seems like that All right.
Speaker 1:Sorry, yeah, cause our listeners would be like yo y'all have too many questions in it. Most stressful part of what you do.
Speaker 6:I think the most stressful part is there's a lot of stressful parts on my part, but I wouldn't even say cause. Right now I have a team. It was in the beginning, I don't. We talked about this before. We're like finding my electricity and H-Bank.
Speaker 1:The only thing that's hard, that gets stressful to a certain extent. I've got them now. So when you talk about team, you're talking about your contract. My contract is here, so that's not really the stress.
Speaker 6:The most stressful part, I think, is it might just be the lending part, like, or it might be, it might be okay. The most stressful thing for me, or the thing that kills me the most, is and if anybody knows me, everything I do it's done to the T? It meaning like I was telling Isaiah this before. Like I got the file unit I'm refinancing right now. It's got a crazy amount of equity in it. It's a beautiful place, everything lines up, everything's checked off, but I'm waiting to refinance this house because of the market and there's things out of my control and this may not sound like a oh really, that's it.
Speaker 6:But when you realize that when you have a multifamily project and you're paying thousands of dollars per month to hold on to it and you also get a private money loan for 12 months and it's on the 12th month and you need to refinance, and it's like that gives you stress because you've controlled everything that you can control and this is now at a part where it's like yo just refinance my career.
Speaker 3:Like just come on.
Speaker 6:What more do you need from me? So that stuff is kind of stressful. The market you can't predict things in the market. You selling the house and Isaiah didn't mention this, but we've had it where full price offer day two, you're like oh, I'm about to sell this house. Two weeks in, three weeks in, they have to drop out because of financing.
Speaker 2:So now you gotta put the house back on the market.
Speaker 6:And now I'm like dang. Now everybody who comes in and sees this house, they're like man, they just had a person back out and they said, pending back to what happened. What's wrong with this house? And so it's things like that where you've done all that you can right, it looks perfect past all the permits, everything you got you're good, but so it's just a. I think the biggest thing for me is I don't have patience and so that's what it sound like.
Speaker 1:Tell us the funniest story that you have about coordinating your contractors and Ike your clients.
Speaker 3:Bro, I got a you remember?
Speaker 2:when I walked in.
Speaker 5:I was scared of the dogs and I was like I don't do anything, bro. That's not my bro. I can't do anything.
Speaker 6:I was, I was.
Speaker 5:I had this client and she wanted a town home and we were looking at town homes and this particular town home. Like you can tell when somebody lives there versus like they just left their stuff there like for like staging, you know. So when I walked into the home, I knew someone lived there, you know, but usually no matter if it's empty, I still be like hello. Yeah, yeah, yeah so no one was there, though, right, so we're walking and we I saw like a cage, so I'm like it's something in here.
Speaker 5:I don't know what, but it's something in here, a big cage, little cage it was.
Speaker 4:It wasn't there to be it was probably like here I'm trying to see this.
Speaker 3:But I don't care what it is, I just need to see it, the smaller the pup sometimes, the more vicious it is, ironically.
Speaker 5:So I'm like.
Speaker 2:I'm like.
Speaker 3:Yeah, not even, bro, the beagles like it's like a little me. Fags, fags, the Mowlin' Dog.
Speaker 5:But I'm like walking soft through the property you know, so we go upstairs. And when we go upstairs, you know I'm like, okay, it's nothing.
Speaker 3:You start throwing shit around the house trying to like see if it's gonna come out.
Speaker 5:Honestly, I try not to touch anything besides the door because you know everybody ain't clean, it's always like it's somebody personal, you know. But so we go upstairs and then how the room was structured, it's like like the upstairs kinda was like a studio.
Speaker 2:Yeah.
Speaker 5:The door was just open, no walls or anything. So when I go up the stairs I just saw like a door and there was nothing in there. So I'm like, okay, I'm gonna stand right here. And then the mom, she sees the. It was a cat. Right, bro? This is the biggest cat I ever seen.
Speaker 3:The cat was huge bro, you don't fuck with cats either.
Speaker 5:I don't listen, I'm in it.
Speaker 6:Wait, did they have a cage for the cat? That's what I'm about to say. Usually there's no cage for the cats.
Speaker 2:Usually the cats roam free.
Speaker 5:I've never, seen that before.
Speaker 4:Listen, this cat was huge. Was it named Garfield? It looked like Garfield.
Speaker 2:What the fuck, what the fuck. That's crazy bro. I've seen that cat, at least before.
Speaker 5:But this is the kicker, when I go upstairs again I went upstairs it was like a studio. So I go upstairs and all this was open, but when I go upstairs it was like where the handrail was at, the cat was there, but I didn't see it. I didn't see the cat. Yeah, you know, when I went, up. So she's like oh, it's the cat. So she's trying to like pet the cat and the cat get the like. You know she's like hey. Listen.
Speaker 3:Hey hey, hey, Save me nigga.
Speaker 5:The thing is to get down. I have to walk past the cat.
Speaker 3:And you just saw the cat fuck her arm up. It's scratching the claw and the fuck out her arm. She got red scars on it. This is a white lady.
Speaker 5:No, she's black, she's from, they're from Detroit.
Speaker 3:Oh shit.
Speaker 1:And I was so scared. The cat was from Detroit too.
Speaker 5:Yeah, I was so scared to walk down and the mom had to leave this room.
Speaker 6:To my after you.
Speaker 5:Yes, I was scared, bro, I was, I was scared. That's my story, bro. It was bad.
Speaker 2:That cat was a dope.
Speaker 5:No, fat cat was a fucking I would have kicked him up, but it was bad man, gotcha bitch, seriously, I got man.
Speaker 6:I got a seat on my arm. I think I have to be, I think, the well I have a story of the funniest thing to happen to me.
Speaker 1:Tell them about how they be lying to you, bro. Oh man, I have one.
Speaker 4:That's not funny though.
Speaker 6:I have one Matter of fact at the house we, we house is for the sale. So again, I told y'all it's difficult having guys You're crew, you're people, yeah, people who I work with a lot right, and one guy he's again. You got to take it for a grand assault. You're going to get like played, but you just got to set the standard and to be like, look, I'm going to use this against you next time, whatever. So my point of my story. So I don't pay. No, I don't pay anybody until, like the work started, like they like day one after you finish, I'll give you a little cut. They like I don't do nothing. No, friend.
Speaker 1:Right. So I've heard recently that you're not even supposed to pay him anything until they complete everything.
Speaker 6:Well, a lot of these guys don't have money themselves to front for like material or whatever. I don't put you both on mine, because I'm like y'all do work all the time but Take your money and buy it Other shit, bro.
Speaker 1:So projects for it.
Speaker 6:Here's the story, this quick story. So like we're fixing up the back part of the house and the plumber does his thing in the first part, and so the second part. We guys his permit. He finishes. I'm like yeah, here's a bread. Mind you, this is how we work. Like you finish the thing and I'll get you your bread, Like we're good and he, so there's parts of like.
Speaker 6:When you do plumbing you can't finish until you feel like another trade does their thing Like a plumber can't get his final permit because it's like the cabinets have to be set Like if things were moving, like we was getting the.
Speaker 6:We knocked the thing out Like the houses yeah we knocked it out quick, so, mind you, everything's going fast. And I'm telling her hey, stay, stay tuned, because we're going to get this cabinet, we're going to get this thing going. Man hit me up after his second permit and he was like all right, when you think you're going to be ready for the next time, I like I'll call you by like a week, you know, which is fast. Like he was like oh well, I'm going out of town, so I need you. I need you to like get it done. Like Monday I said yo, it's like yeah, it's.
Speaker 6:Thursday. Thursday is four days. Are you going to get the cabinets in? I'm like yo, do you have somewhere to go? Cause I can cause somebody else. Yeah, he's like no, no, no, I just just try to get it. So they have to. He calls me. They have to, he calls me. I'm worried now. I'm like why is this man blowing me up for work, like so it seems like he kind of needed money, right? So this is here's my, my funny story. Right, it's not even funny for me, but he ends up, I ended up pushing and I told I even told like I got this thing done quick, we get everything in there. He goes, that's his job. But he knows I don't pay until you get your permit, your final permit, so I'm not going to just pay you on work done and all of a sudden, the permit, the inspector, come out and be like this wrong, this wrong, and lo and behold, he calls for his permit.
Speaker 6:He doesn't know that. I have a text message thing from the city of Houston. So, like, as soon as the inspector comes, the comments happen. I get a text message so it says inspect your project number, whatever it ever failed due to.
Speaker 2:But it's not a big. It happens all the time Like nobody ever yeah.
Speaker 6:So so it says fail due to something small inspectors be like your pipes outside need to be properly sealed or whatever. So the problem is you have to go back in call for another inspector. So it'd be another day and this was a. This was like another Friday. So I'm like I'm just trying to give you a picture of the days might be added, but it was a Friday when he did this, right? Yeah, so this is the funny part of story. So what happens if this is a Friday? If you messed up, they expect him to come back to that Monday. Right, he must need it, that money like bad. So this man goes up and I wish I had my phone. I actually can do it as a, but I have a picture of this Like y'all would cry laughing. He goes up to the window and my electrician got his final permit, or he won his permit. He takes a different color pen. He takes a different color pen. He writes on there it says electrical and he writes a plus sign and it says and plumbing stuff, right.
Speaker 6:And he put, he put on there he checked off the box that said plumbing, final no, and, and. And what he also did was he he, I have him send me a picture of the green tag, because it's green, that means you. You know to be a picture when it's finished, so I could pay you. So he sends me a picture and I'm like, and I almost, because I trust him, I'm like almost looked at my green tag, bet, and I was like, wait, wait, wait, I got the text. Like how, how you? So I was like, so he sent me a picture and he was like past, Uh, it said it said electrical plus plumbing. I said, uh, I was like, yeah, it didn't pass today. He's like, huh, what do you mean, bro? I was like, bro, I, I before you all.
Speaker 1:I'll show you how to Don't call me bro.
Speaker 6:Yeah, so he? He was trying to hit me with it Like you, trying to insult my intelligence. I'm like, yeah, it didn't pass. I sent him a screenshot of the city of Houston. So, this is what he did. That was funny.
Speaker 2:I got.
Speaker 6:I said all I had to say. This man said oh man, my apprentice must really need to get paid, so I'm sorry, I think he he just takes me back and lied to me that, um, uh, he just takes me back and lied to me that it was, it was done, but it wasn't done Tell me why. I go back to the picture he sent me and I have to show you all this he got his reflections in there.
Speaker 4:Boom, let me go get. I saw it.
Speaker 3:So, kendra, kendra, bring the great Courtney's phone right now.
Speaker 6:So I didn't look and I'm going to show you a picture. I didn't look good enough. This man was standing in front of the window where there was, and he was like where there was a red tag.
Speaker 1:You should have zoomed in.
Speaker 6:Yeah, His reflection, and it was him. And he was like and I go back to my picture I was like so this man took a picture of a false thing and it had the red tag right next to it Trash.
Speaker 5:Let me see.
Speaker 6:And so, and so I was like um thank you.
Speaker 5:So the real question is is do you still use him?
Speaker 6:So I was going to ask so because if home did that, one that's up bro.
Speaker 1:So hey did you, courtney, because I know you did you take a? Did you zoom in to the picture?
Speaker 6:and it circled him in the reflection, so I'm going to show you first. So look, so look, look. This is the remember. I told you he sent me a green tag. No fucking way it's not this apparent. It is not this apparent bro, wait, let me show you something. So this is him and this is the green tag.
Speaker 6:So he sent me. All he sent me was this right, and I'm on you. I got the text. So if I zoom in you see where it says uh, it says electrical only. He also checked plumbing. You're never allowed to have the same green tag Like they have this everyone.
Speaker 6:So, and I'm on you, I got a negative text, so then, check this out, hold on this. So this is actually what it. Oh, and he stopped another one on it, so this is what I found under it my um, I actually skip this part of story my, uh, my general contractor, so this is this is still him, mind you, I don't know if you can see the body, whatever.
Speaker 3:General contractor that that that sources the contract.
Speaker 6:He told me he called me before I could, before I could address this, he was like, hey, man, just letting you know, Um, I don't think you're finished. You got a red tag on the house and I was like, yo, like I'm so confused. I'm like, dude, just sent me this is right. And then I got the text. It was wrong. And then he's I say, yo, I think I don't think we passed the final plummet. He was like no, no, no, I passed, Just sent you the green tag. And he and I said, well, I got a text. I sent him a screenshot of the text that said it was it failed.
Speaker 6:It failed. He takes me back. Oh, you know what? My apprentice? My apprentice sent me this photo and I just forwarded it to you Because I think, honestly, bro, I don't trust him. He all he wants to do is get paid, but it's you that took the picture I go back to the picture. I was like, I'm like, I'm like, bro, this is you.
Speaker 3:Oh you, are you so dead? I'm like bro this is you.
Speaker 6:And what did he say after that? So LOL.
Speaker 3:Ha, ha, ha, ha ha.
Speaker 6:So I don't keep my messages to me after 30 days, but it might be my WhatsApp. Look, I'm charging him up, right, yeah, so here's the thing I love that. And then I'm showing him this and I'm like, bro, this is your body too, and he's. And so we met in person Because he finally had to call. I said, bro, just call and get the thing right. Bro, like I just get it right and then come talk to me in person.
Speaker 3:If you just needed some money. I pulled up.
Speaker 6:I pulled up, he pulled up to me.
Speaker 3:I wasn't going to give it to you.
Speaker 6:And was and a West Timer for my job. Oh my God, and like, this is the first time I've experienced somebody like fear me, like as a like you know I'm going to be talking about this. It was like dude was like I'm so sorry, bro, like I, I just you know, I was like bro, like you fucking right.
Speaker 1:Cause I was like we've done like. I was like, bro, we've done so many.
Speaker 6:Yeah, I hit him with the and I realized like my style, Like we did so much, I can't so much work. Yeah.
Speaker 4:Like I got you on my homeboy crib, like he was really doing my homeboy crib at the time.
Speaker 6:He was doing mine he was doing. I sent him up. I trusted you To my mom's crib to finish the and I was like bro, like what's up.
Speaker 3:So much business.
Speaker 6:And so he gave me the sad story, like yeah, I really needed the money, like it was never happened again. And so I hit him with the. I said look, bro, next house you doing a half price, not only you doing a half price, I'm not paying you a single dime until it's finished. And I get the green tag and I get the text messages, approval from the fucking city. He's like, yeah, yeah, bro, if I, he was like next house, actually, just I'll, I'll re-pipe and do everything. All you'll do is pay for material because I don't have any money. I said I bet.
Speaker 6:So it went from a $7,000 job to like 1200 for my next crib and. But I got him under again, this shit always calls him.
Speaker 1:Courtney's life.
Speaker 6:And I'm sorry if I'm long-winded, but this is something that y'all are. I realize I have the reason why I kept this If I send this to the city of Houston and I knew I could forever keep him and not to keep this over him, because I don't believe in that but, this man, it's over for you.
Speaker 1:He would never be over for you, yeah that's his trade.
Speaker 6:So I'm not saying I would mess his life up, but he knows that I this, this can literally ruin, because when you're a trade, that is what you do like a good listen. So you literally only you would have. He would have to pivot from being a whole plumber to like an electrician Dino so good Courtney.
Speaker 3:It was like so how many kids you got? Think about, think about what they would think of this.
Speaker 5:He has a picture of his family.
Speaker 6:Crazy parties. I got his ID to like he sent me his eyes, because I always do that. I always pull certain things like hey, my lender needs to know who I'm working with, so send me your ID and send me your webpage so I can remind you, I keep everybody's.
Speaker 3:Hell yeah, like them Airbnbers.
Speaker 1:The Airbnb owners. Sorry, nevermind, I thought you're gonna catch on to that. I'm sorry but it was no. No, that that was hilarious For our listeners.
Speaker 4:The description it was a little round, chunky, mad and when we, when I tell you that we can literally see.
Speaker 1:When I, when I literally tell y'all listeners that we could see him like everything, how he shaped his facial and how big his nose was in Reflection and then you zoom in and you were like bro, I literally With this stupid fat book of your face.
Speaker 4:It was. That was. That's crazy.
Speaker 3:All right well.
Speaker 1:I think that's enough. I mean any last things you know? Did you have any?
Speaker 4:No, man, it's been highly informative, yeah, very informative.
Speaker 1:Yeah, man, I think well, I have more questions, but Well and I.
Speaker 4:You know you got your Courtney who who feel like a better term is a young og in this real estate thing. The fact that Holmes got I mean you're still very much blossoming to learn it right but like I went to him, like the hitter was a man, you know this is something I want to get into. That's the next frontier for sure.
Speaker 1:Just you know, let's chop it up only three years in a game, but acting like a six year, eight year.
Speaker 3:I'm not an actor like, it's just like performing like and I know he probably feels like, bro, I'm just, I'm just gonna start cuz he's like a no, really is just gonna start really do a lapse around people, but for people who's been doing it for the same period of time.
Speaker 4:It's like you've, however Lucky, or however like well timed or strategic, or whatever, like what you've managed to do is really dope and I'm like, okay, thanks, like what. What do I need to do to start to like, because we talked about like what my goals were, like what I want to do, but what's dope is that, like you know when you are and the fact that y'all have a working relationship, because how long you've been doing what you do, and then you're, you're gonna get into investing and you're likely, I'm sure, be there, so Investment property, and then like, for me, that's an extra until likely to be next year, but like the fact that, like that's something that all of us are into. And and just generationally speaking, you know our generation. I know more people now who own shit or trying to own shit than anyone. Like, when I talk to my parents, they're like, oh yes, though, because oh, anyone before our generation?
Speaker 4:Yeah, that's not what they were on, that's not what they even were teaching. I mean like, yeah, for myself, my people, that's not what they were teaching. That's, I think, gen.
Speaker 1:X millennials and Gen Z are changing it was as far as ownership across the board real estate, you know, stocks and Just investments of all different kinds. Establishing businesses from the ground up agency bro like both on me plural that he can.
Speaker 4:He can make you know he can make his own schedule. You could do what you want, like.
Speaker 2:Yeah, that's the life I'm living in it.
Speaker 4:It's both and that it's hard for me to even imagine going back. So like a highly regimented schedule. Nine or five is because you know I can't even like that my brain I worked with and listen as I hyped up Ike because like he sells himself short.
Speaker 1:But this guy really is him, like he was really popular in high school, poplar in college as well, like it actually transcended. He was telling me a story before we started potting about how he threw a party as a freshman and he had half the school sophomore sophomore, sorry, before Pledge and kept office. I'm turning incorporated. Oh he, uh, talked about how he threw a party just trying to host, you know, anywhere from 50 to 70 people and how many people showed up like 300, 500 people Shut it and they shut down the building and last point is Louise was asking you how could you do this to me?
Speaker 2:No but, uh.
Speaker 1:But I mean just seeing how you've not only leveraged your popularity but you've backed that up and showed yes, pause, but you've uh, what's the word that I'm looking for? You've provided the proof that, like, hey, it's not just my notoriety, but it, but, but it, but. I also have the smarts with it. I have the education, I have the willpower and the resiliency to just thrive in this market, live in it and breathe it, be educated in it and help you Get the gems and also thrive off of it as well. You, as my client and just You're helping people building their generational wealth, or get it at least, at the very least, started.
Speaker 5:So into that point. Thank you for saying it, but honestly, like 95% of the business I do, yeah it's all people I know. So, with that being said, our people right yeah. Yeah so we've had two facts and but to that point it's like it's not a transaction. I know it's a relationship, you know, like yeah, and and not to say the people that I don't know. You know I'm take.
Speaker 5:I literally take care of everybody, like you, my brother you know, yeah, or sister, and that's why I have to be educated, because real estate is referral base. Yeah, so if I do Courtney a disservice, why would he refer me to the matter, right?
Speaker 1:and literally Courtney's. I would think you would think that people that know that, like that dude, that the brother they were speaking about earlier, that fucked over that old lady. Yeah, our property right, you would think that he would. Crazy that be mindful of the referrals and shit right.
Speaker 6:You know how life turns 360 on that? Yeah, so that is so what. I'll send it a duplex. The first one I did um, he, he had a client, he, he, he submitted an offer on behalf of a client, so he's actually a realtor. And as soon as I seen his name come up, I was like, nah, go ahead and trust it, like the, the agent that I used at the time, like their fiduciary duty was until we yeah, this is the. I was like oh, this is who.
Speaker 6:Oh, yeah, we get on that and I don't know Like I was just like I don't, it's just like I don't want to go down this path with this guy, which corny said you don't trust me. Huh, I mean it's, it's too far right. Like I mean he almost holds up your property and then he get.
Speaker 5:I was like bro, like he's probably gonna tie you up into a joint. That's what was gonna happen. But, like I was saying though to the point, like by me doing a good job with it, corny and all my people like corny, always at least like hey, this person may want to sell, this person may want to buy, but he knows what type of service I'm gonna give him. That's what's up. It's always red carpet. That's building. I don't care what your budget is.
Speaker 1:Do you know? Yeah, man, you know what time it is.
Speaker 4:What time is it bro?
Speaker 1:It's time for red bill. Oh shit, red pill, blue pill. I've been doing that a lot.
Speaker 4:Yeah, you're dyslexia acting up bro.
Speaker 3:Hey, baby, baby blue beer.
Speaker 1:All right, red pill, blue pill. We've done the segment before. This is a game segment, I'm sorry, kind of like what we call this an inquisitive segment.
Speaker 3:Scenarios scenario scenario based scenario base Sorry, sorry.
Speaker 1:Yeah, for sure, red pill, blue pill. We've done the segment before Dino introduced it, I believe last season and this season.
Speaker 4:Oh. I got my eyes.
Speaker 1:Okay, a red bill, red pill, blue pill for you.
Speaker 4:Well, it's, it's. I'm gonna kind of merge to to resounding themes from what I'm hearing.
Speaker 4:So it's like the idea of like wealth and legacy, right. And then there's the idea of I Say, like what? Yeah, what's my biggest idea of? Like relationships, right, we've talked about how this isn't transactional. This is building a relationship. We've talked about it's like family and friends, who a lot of your clientele, right? So, okay, we'll mass some two things. Here we go red pill, blue pill. Okay, you got to choose between two different scenarios, mm-hmm, and neither one. I'm really ideal, low-key, so you got to choose. Okay, you ready, you wake up one day. Shit, give him a choice. You can either we wake up on you wake up stranded on the island.
Speaker 1:First of all, you have the choice hurry up, cuz you got about 30 seconds of this music.
Speaker 4:Okay, just running back when I run out, okay. Okay, here's the thing you can. You wake up. You have a choice. You can either be you can either be oh.
Speaker 3:Oh.
Speaker 4:You Got, I got, I got, I got, I got.
Speaker 3:I got oh yeah.
Speaker 4:I'm gonna see I have like two more time. I won't look at corny cuz, then you have nothing for me. Okay, look, check it. Hello. Hello, here you go, okay.
Speaker 4:You want to know, okay, no, would you rather be? You wake up one day You're alone. Oh, share by go. You have the choice. You can either be wealthy. You have all the money you could ever want, all the properties, everything, all your investments, go right. But you're Lonely, you have no one, right? You're barred from having any relationships. But you're good, but you're. But you're wealthy and you can live any way you want, doing anything you want, rich and lonely. And or you can have companionship, but you must live in like poverty squalor.
Speaker 6:Yeah, I'm not gonna be wealthy by myself. Yeah, I'm gonna show you I mean, I don't, money only matters, because we, you know, but if we all, Just you.
Speaker 4:All your people may like he's, he's still him. Just you, you are sworn to like. Live in desolation.
Speaker 6:Oh, I ain't sure, man, as long as I can still communicate, you can still communicate. I'm probably going insane by myself.
Speaker 5:I feel like that's tough though too. Like that's a tough scenario, like, again, the no-brainer is yeah, nobody wants to be rich by themselves, but at the same time, uh, if this, my guy and everybody around him successful, it's like if there's no way he's gonna be right.
Speaker 3:You know, because it's now, Normally I'm the one that not gonna happen.
Speaker 1:I'm the I'm the type to that doesn't need a lot of context when, uh, answering hypotheticals but, I'm the one for this one. He gets mad at us for asking when I'm rich if I choose uh for that. First pop option right. Yes, can I at least interact with people, like I can't interact with people, but just nobody wants to know, remembers you nobody remembers me, oh, but I can make new friends.
Speaker 4:No, every interaction. Let's just say if I have to get some more contact neglect. You can't. You can't build lasting relationship, but you can interact with people, so let's say nobody wants to fuck with you because you're so rich.
Speaker 1:I'm at Starbucks and I get a latte.
Speaker 4:The court is like you walk away and you come back in hey Nice, like you don't match, like you does he still have his family, the? Interaction is gone.
Speaker 1:Because he's family or he has no family. His family left him.
Speaker 4:You have a family, but like same thing same thing, oh empty relationships but you can have fun. You mean, you can actually people you can still have. He adds some sauce to.
Speaker 5:No, no, no, no, I'm gonna say it because, like he after because I asked for the context.
Speaker 6:I.
Speaker 4:Being invisible and wealthy versus having like, okay, what if it was? What if it was okay? Let me narrow it down. I make it a little easier to tell you what if it's just romantic relationships? You can still meet people, but you will forever be doomed to never have companionship romantically ever, because or you can always want your money, or just this exchange, keep my in this pill. This is you go yeah.
Speaker 6:I think yeah, because Ah. Wealth is cool, but you gotta understand too, like once you get used to a certain like. Like Jeff Bezos probably is really not wild by a lot right now.
Speaker 2:Like.
Speaker 6:I think that the one thing he yearns for is like that's what I'm saying, like, but at a certain point.
Speaker 1:He got riled up to go out of space. Man, they're good like.
Speaker 6:Yeah, when you start getting money in it. He said I am done with the earthly things. I want to.
Speaker 1:I want to see some Martians.
Speaker 5:No that makes sense though, because, like you say, once you got the bread and you've been doing something. So long.
Speaker 1:It's like you do.
Speaker 5:Yeah, what else can you do?
Speaker 1:That's crazy. Well, anthony, like you, find a limit to your happiness, or your entertainment and excitement like that's. I can't fathom that. Uh, we're actually.
Speaker 4:I can um, I can't see it when you make so much money that you you can't be, you think you can't because you haven't attained all of your goals and your In your aspirations.
Speaker 1:However, coming from squander and coming from poverty, um, and then being where I'm at right now, oh damn. I? I'm not saying that I'm rich at all. I'm just saying that I'm, like a lot wealthier than what I used to be when I was.
Speaker 1:All of us are, you know, as a kid, right, but, um, I just remember like what that felt like when I was a kid and that was motivation for me to get out. However, I needed people to get to where I'm at right now? No, and I thrive off of human interaction, and if nobody's fucking with me, that would fuck with me mentally.
Speaker 5:Yeah, I agree. Tiya said something. It's simple as deep come on he said some people, he said how. He said. He said uh, some people are poor, all they have is money Damn, yeah, you don't have nothing else. Yeah that's how you got you know, what that means, corny yeah.
Speaker 4:What does that mean? What does that mean to you?
Speaker 6:What does that mean to you? What does it mean to you? What does it mean to you, jt?
Speaker 3:No, no, no, no, no, don't flip this on me.
Speaker 6:I understand, but first I gotta say I asked you first. I don't, I don't know. Tell me, you don't know.
Speaker 1:I don't know.
Speaker 3:But no, when he's saying this, what he said is like basically, in a nutshell, it's like you know.
Speaker 5:People put so much emphasis on money.
Speaker 2:They have nothing, that they're empty. You don't have love, you don't have companionship you don't have like the things that money can't buy you're not happy.
Speaker 1:So you're empty.
Speaker 5:Yeah, you, all you have is money and it's sad.
Speaker 1:I know I bring up social media all the time, right, but I I feel like I haven't fully conquered or understand the entire concept of happiness, but I've dabbled in it a couple of times in the past five years and I want more of it.
Speaker 4:What do you mean? You only dabbled in the concept of happiness.
Speaker 1:When Keiko was born.
Speaker 2:You mean that experience like the true moments of?
Speaker 1:Yeah, marriage crossing, kappa that probate. Coming back home from Kuwait. When Keiko comes home from school daily and I hear the steps coming to the office, you went from macro to micro. These are moments like yeah, but. I'm giving you a range. Yeah, exactly, I've experienced multiple, but nobody ever asked if I'm depressed or if I'm stressed or if I'm feeling anything. Have you ever noticed that Nobody, including y'all, have asked me if I'm feeling depressed? No, no, I'm not.
Speaker 3:Not right now.
Speaker 4:Now right now. I'm not gonna say, hey, have you contemplated? I have dealt with.
Speaker 1:There's no signs of concentration no come on, that's nowhere near in the same ballpark.
Speaker 4:But I'm saying I have so many symptoms of that like to where I was asked for that.
Speaker 1:But do we see symptoms in Twitch when he offed himself? Who's the dancer? Oh, that's not funny.
Speaker 6:I don't know this nigga, bro, but somebody may have, I don't know. You gotta leave. Yeah, man, it's a whole different conversation, but you gotta leave yourself vulnerable to receive that too. You also can't make it seem like You're saying that to no, I'm speaking to myself though I am, that Nobody will ever think Courtney's going through something.
Speaker 4:Courtney did this and that because I don't project it.
Speaker 2:And it's my fault.
Speaker 6:For me, I can't ever think like, why anybody asking me if I'm sad or.
Speaker 1:Because the thought is like oh you all right, he gonna figure it out what bothers me, what does kind of Like can be sometimes daunting on me or weigh on me, and I'm about to actually do my first ever therapy session.
Speaker 4:I'm about to say this is group therapy. Like a bull. I was about to say we need a whole new part.
Speaker 1:I haven't done one yet, but I signed up for my first one. I get like eight sessions for free through my job and so and we just had like a little information or session, yeah, formal session and stuff whatever. So I signed up and we're not so More to follow on that.
Speaker 4:That's good, bro. It happens next month. I think everybody should take.
Speaker 1:Everybody says, oh yeah, that's good or whatever, but nobody talks about like the feedback or what happens after, or during the sessions I have numerous times you can run a day.
Speaker 4:Okay, season four, episode 20. No, I'm sorry.
Speaker 1:Courtney, hold your thought because, I know you're about to ask someone. Okay, good, but what weighs on me is the comparison factor, like a little bit of like FOMO, like how we talked about earlier today, and then also like I can't help but compare myself to others. Oh, yeah, yeah, I mean like that's the devil, though, like I'll be, one, it's human nature.
Speaker 1:You know we'll lie about it and say like I've never experienced that or I'll never deal with that. I know I have the mental fortitude to combat that. However, like for me I would, I experienced that to this day and with the happiness pockets that are happening in my life. And the goal, of course, for me is no longer to like be like this, acclaimed like aspiring, renowned dancer or actor anymore Is to like experience joy and happiness all day, every day, in travel the world and explore and indulge in all of culture all over the world.
Speaker 4:That's my goal, right? Well, yeah, Because you know what you got to think about, why you wanted to be those things anyway. Like, why do you want to be this renowned entertainer to have what those things that you have for me Joy and happiness?
Speaker 1:Right, and so that's why I wouldn't go with option one. I know that was long-winded, but I had to give all that context to let y'all know.
Speaker 2:How detrimental that first option would I don't give a fuck how much money you can't pay me.
Speaker 1:I will always enjoy squander with the people that I love, as long as we're all together.
Speaker 5:Squander what you just wanted to say, uh, I don't want to like turn into a dead precision, but no, you good.
Speaker 1:Uh, and I don't give a fuck about the time that we're in this podcast anymore, Like we are already there, Like I feel like they gonna listen to every minute of this too, by the way, I want to say this though two things about the comparison part.
Speaker 5:You know, yeah, um, but the happiness and it's um, I listen to you like the things that make you happy, those are beautiful things and um, but where I've been lately, like you know, I'm early in the morning, I go to the gym now you know what I'm saying.
Speaker 5:But it's like deeper than just. Oh, let me, you know, go to the gym. Like when I wake up in the morning, no phone. I don't even listen to music in the gym, you know, like, that's like my time too. Sure, you know, and I get a lot of time to think and I thought about happiness, back to your point and everything you name. Again, it was beautiful, but it's like sucks that we have our happiness is attached to a thing or an event versus Trackability and impiness. Today it was literally, it said, happiness is an inside job. So I feel like nobody, none of us, will be truly happy until you happy, like with them, because if you are always attached to an event, that's the, that's the high.
Speaker 4:It's always tasting, those moments of happiness.
Speaker 5:But that was kind of.
Speaker 1:No, no, no. I want to expound on that, because that music that I was playing before we started recording, like like that lounge music like spa bossa nova like like no, no, no, no, no no no, no, I listened to that, to escape from reality too, and I listened to that daily, like you know, at the end of the year, when Apple and Spotify tell you your most reviewed, when everybody was putting out Meek Mill and Drake and stuff my people were talking.
Speaker 4:They know I put him my no, not me okay but you know.
Speaker 1:Drake, Future and the more not notable artists right.
Speaker 5:Mine was Future. I'm toxic yeah.
Speaker 1:Well, minds was like bossa nova and French artists and people that make like instrumentals, and and and lounge slash spy music like Nayoki Kenji and stuff like that. You know what I mean. So like, yeah, fkj, exactly boom. So those were, like my Most listened to artists, because that's all I play all throughout the day, when I'm in the shower, when I'm working. And and and when I'm working out, it's either some hardcore, no, no, no, no, fuck no.
Speaker 1:It's either the pot, like when I'm running yeah, I have to listen to some fast-paced like some bombs over Baghdad.
Speaker 5:The song.
Speaker 1:Yeah, oh, any up, remix, bust the rhymes like some real and shit and then everything else. The other rest of the part of the workout is dedicated to like just listen to the pot and getting up to up to speed, but um.
Speaker 4:I got a lot of lady for me, been like my in a play your playlist last year said Suki.
Speaker 5:Amberecht by that.
Speaker 1:Do you know which one would you pick out of your red pill?
Speaker 4:I I ain't gonna lie. Squander with family, yeah, bro, because that's really where I was going with him. We've talked about this before Tiz and we're like where I am now, bro, no matter what happens, because money will come, money will go, bro, bashing will happen, people won't die. You know, I'm sorry, this was this life. Whoa, this is life.
Speaker 2:It's like all of us have a time.
Speaker 4:All of us got a time. We used to. We wait, since the moment we were born is the moment we start dying. Like that's one where you can look at it, but anyway.
Speaker 1:I don't like looking at it like that. I don't like thinking about death. I don't like thinking about.
Speaker 4:I think that's what's different, but tragedies, any of that shit. I think what and that's that really takes it a whole different.
Speaker 1:Like when niggas think about, like when they say like damn, we almost 40, bro, like stop.
Speaker 4:No, I celebrate that shit Because I'm a bro.
Speaker 1:You look forward to getting old. I don't, I look forward to that.
Speaker 4:I don't say that I'm looking forward to getting old, but what I do look forward to is living, and so like I'm a living until I don't no more, like I'm not going to worry about the which actually is funny, because one of my red pill boop here was we'll get into it next time. But for me happiness, bro, is something like right now I'm just, I'm living to protect my peace and try to live the dopest life I can period. And right now, to his point, I'm living my dream, like the life I live. We was talking about this earlier, about like having family or being from a small town, bro, the house I live in, the career that I have, the business I own. I didn't even notice it existed when I was a kid. I'd never heard of this shit. It wasn't a thing anywhere in my cypher, no one did it, no one knew about it.
Speaker 4:So I truly am like living my dream in one sense, and I'm this ain't and this ain't one not to like undermine my accomplishments, whatever, but this ain't nothing Like. I truly feel like I'm just really getting started for real, and so that's good. Bro. To answer your question, the short answer will be of course, there'll be the option to have people when, because to me, I try not to tie happiness up into things or but I do. I look at, you know, I mean literally a lot of us like in, especially if you're a real estate one, kind of not as much because it's not like an hourly thing but we traffic time for money. That's just that's, that's how, that's how a lot of what we do work Salaries, all that you're exchanging your time and expertise for money, like that's, that's that's how you know society kind of looks at it.
Speaker 1:It's you know this is completely automatic, but your teeth are very white.
Speaker 2:You did a really good job you did a really good job brushing your teeth.
Speaker 6:I don't know what you did. You know was punching it home with the point and you called time out, right?
Speaker 4:I just missed the but it's Mr.
Speaker 1:J now are you just gave me an idea, courtney. Maybe I should just always, in enter, interject and interrupt people with a compliment.
Speaker 6:I was going to say this though.
Speaker 6:Just tying it into y'all's conversation and real estate and kind of what I'm doing. I will say this like the reason why I'm so hype about all this stuff is A is because to me I have an interest in it and I think I've figured it out. But the why behind it, too, is what you just said is I don't plan out like I want. I think I told JT this one time. Like my idea is to buy a certain age. I have aggressive goals but like by 35, I want to have a certain amount of income coming into where my time is no longer traded for money or work. You know what?
Speaker 2:I mean.
Speaker 6:Like. So the reason why I'm so like analytical about each move, it breaks down and some like sometimes you could. Somebody could say you're doing too much, or somebody could say, like whatever, but this is my lane and like in my head, I have told myself I want to make this amount of money and revenue by this age because I just want to live this life where I'm like with my like every waking moment. Like you said, I want to have control over every aspect. So everything gets deeper. It's not. It's not even related to real estate at all. Real estate is the outlet Like I've got my wise and this is where I found will help me achieve those. Thanks, so this is why I go so hard for real estate.
Speaker 1:Yeah, so I just thought that was interesting. I had across the table for you as well. Come on.
Speaker 3:I'm not yeah that's real.
Speaker 1:I'm not, that's right. Like she can't even hear the sound effect either. Did you hear that? Are you heard that? Oh OK, all right, all right, any last remarks before we close out.
Speaker 6:If you don't need a house, so I'll let you oh yeah, oh, yeah, yeah, yeah, ladies, and gentlemen, give it up for our guests Courtney Coleman and Isaiah Flanagan.
Speaker 5:Ladies, and gentlemen, my guy.
Speaker 1:And the amount of dings and gyms and takeaways that were happening and falling all throughout the pod easily one of our most notable episodes, for sure. Let's get into the toast, shall we? Our traditional segment and our notable tradition just within, amongst the partners. Um, what are we toasting to, gentlemen, if you have anything else left in your cups?
Speaker 4:And it's bad news to to click with empty glass. Let me see what I got.
Speaker 1:Yeah, oh, do we have the cancer? We need to get the cancer.
Speaker 4:I mean, no, I got something. Ok, all right, cool, all right. Well, to finding happiness.
Speaker 5:Finding happiness.
Speaker 4:Yeah, Happiness and health. I like that and investing happiness, health and well to our legacies, yeah.
Speaker 1:It's us to you all Well going clean. Going clean.
Speaker 5:Let me drop my little juice.
Speaker 4:That's ice water.
Speaker 3:All right, ladies and gentlemen, thank you for tuning in to episode 53.
Speaker 1:Episode two of season eight.
Speaker 3:Follow the partners on all social media platforms started with Dino.
Speaker 4:Hey man, you can find me at the dictionary as T H E underscore D I X O N A R Y.
Speaker 1:You can follow me at I Know J T. That is, I Know J T. Corn Pop, don't stop.
Speaker 6:You can follow me at Courtney J Cole. I think that's it.
Speaker 1:Oh, you changed it up.
Speaker 6:When they take all you, yeah, oh yeah, I don't post none, so I am yeah, all right.
Speaker 5:You can follow me at realtor. I still, and it's I S A I H realtor.
Speaker 1:I said oh yeah, you don't want to give the other one your personal.
Speaker 5:I don't, I don't, I'm not.
Speaker 3:That's all I got.
Speaker 4:That's not me Facebook.
Speaker 5:Yeah, I still play All right.
Speaker 1:Follow the partners podcast on Instagram, TikTok, Twitter, Facebook and YouTube at P O T N A S podcast that is, partners podcast for all of our latest content. Visit our website W W W dot partners podcast dot com to stream all of our previous episodes. Leave us a five star review If that is an option for you and if you enjoy this episode. I'll on three.
Speaker 3:It's it.
Speaker 1:Oh yeah, we on threads.
Speaker 3:We posted a graphic. It's it.
Speaker 2:I don't do it, I just want to say I just yeah, I don't get why Y'all fuck with X, I mean yeah.
Speaker 5:It's too many to keep up with. Yeah, got time for that.
Speaker 4:Oh you sound like a old man I'm just saying Once you give up bro it's hard to go back.
Speaker 5:I'm out here. Tenne comes to Courtney Not trying to, I'm not trying to.
Speaker 2:I'm with him, hey, not to put his business out.
Speaker 3:But Isaiah don't drink, he don't smoke Any of that shit. He's so he's clean and I like sober.
Speaker 1:Yes, man.
Speaker 3:Hey and props to you, man Like. You don't got to worry about me, like, if he's making this commercial, ladies and gentlemen, you ain't got to worry about me drinking. I'm going to get you the appraisal that you need.
Speaker 4:I'm going to make sure that you. Is that the Texas Hammer?
Speaker 3:That's. That's the Isaiah Hammer nigga. That's the rubber bands. Ok, anyway, yeah, man.
Speaker 4:Right, that's the mattress man.
Speaker 1:All right, we love y'all, we appreciate y'all, we out Peace уже's.